Happy Hallooween

Hi Readers,

Happy Hallooween!!!

Effects of Cold Water

I love to share this...

I got this from the e-mail forwarded to me ... (if you find the article unreadable or blurred, please click or double-click the article).

Dream-Come-True Story: Be Positive!

Again, here's my collection of Dream-Come-True Story...in verbatim...enjoy reading...

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Be Positive!

By Christle
from Manila, Philippines

Yesterday I saw my sister and brother-in-law watching something on their laptop, was curious, so I sat down and watched with them. It was about "The Secret" and at some point while watching I was going into tears because some parts just hit me. I was so negative about a lot of things. After watching and absorbing it, even took notes and quotes, I said to myself: "From now on, I'll try very hard to think positive and be positive even at the most negative things." Also, I wrote Gratitude and Visualization, including an amount in a post-it, and stuck it inside my cabinet which I open every day.

When I woke up today I felt good, I saw my post-it and applied what I watched, what I have absorbed. I thanked, I visualized, and thought positive and that I'm going to earn that amount every month.

You know what happened to me all day? A lot of positive things, like not being late for work, my brother sharing money with me to buy cake for our mom, having a 50 centavo discount on my jeepney fare, the building guard giving me a great big smile while greeting me good morning, tons of work for me to do (I only go to the office once a week, looks like I'll go there more often), earning P700 in just one day, and because of that I had the means to buy groceries and have water delivered to our home, it stopped raining when I was going home from work, and the best part is being with my husband through all that. In just one day, a lot of things happened, and I'm very happy about it.

About Christle from Manila, Philippines:

A year married, part-time graphic designer

Source: The Secret by Rhonda Byrne

Are You Setting Aside Time To Build Your Empire?

When I was working few years ago, I always work, work and work in the company where I'm employed in. I did not set time about other things. My world revolve in my work. I even gave away the time for my family or my time for resting and recreation.

But then I realize, I'm not doing something that will provide passive income in the future.

Then I promise to my self, I will always give time to build an on-going income generating asset and investments. I set a "Building-My-Empire" time.

Our belief system and thinking process in making a fortune is important. The thoughts we send out to the universe and the words we say to ourselves determine our financial successes.

Mahalaga ang paniniwala at mga salitang binibitawan natin sa ating sarili sa pagkakaroon ng kalayaang pang-pinansyal. Ang mga naisip o sinalita natin ay nagdedetermina ng ating tagumpay na pang-pinansyal.

Our conscious and other-than-conscious minds and parts must be aligned.

Have you ever encountered a money matter dilemma within you?

A part of us wants so much money. Imagining so much money in our hands and imagining not waking-up early in the morning just to go to our work make us wanting more and more money. And we are longing for the day to come that we hope it is our reality that we work when and where we choose to because we have and own millions of money and that we are mega multi-millionaires.

And another part of us also feels guilty or feeling dirty or sinful by simply imagining having millions in our bank accounts. Sometimes we begin to doubt if we are really that deserving to own so much.

When we set our intention or when we set our minds to have a certain amount of money, we must ensure that both of our conscious and other-than-conscious parts accept the idea that we desire having money, we believe we want and love owning money and we expect the money coming to our hands or to our bank accounts.

I always say and affirm to myself…
“What I believe is what I will become-so I believe in the best for myself.”

“I am a child of God and
I deserve His love and blessings.”

“God always blesses me,
So, I can be a blessing to others.”

Income Sources for the Unemployed

I feel great!

I attended an Internet Marketing Workshop a few months ago.

And, it is one of the very helpful and empowering workshops / seminars that I ever attended.

Kudos to Jomar Hilario and Bo Sanchez for their desire in helping Filipinos to become Rich.

I learned about the Internet Marketing Workshop when I attended the Secrets of the Truly Rich seminar held last June 7, 2008 conducted by Bo Sanchez. (By the way, there's an incoming seminar of the Secrets of the Truly Rich. I encourage you to attend and/or get a copy of his book, the 8 Secrets of the Truly Rich, simple yet very enriching. Personally, I find it very enlightening).

These are what I learned direct from Jomar:

Blogging is a hobby for the others but for the Truly Rich Minds it is a SOURCE of INCOME.

Google Adsense pays bloggers.

Once your blogs reach $100 threshold Google Adsense will send you a check in your name.

So everytime you blog, keep in mind:
I-Earn-while-I-Blog or Earn-while-you-express-your-thoughts.

How?

Basically, you create a gmail email account plus create a blogger account in www.blogger.com plus create an Adsense account.

While drafting a blogpost or article inside your blogger.com account, click layout tab; click add a gadget; click Adsense button (then select size, colors) then save.

PRESTO! You have now an additional effortless source for a semi-PASSIVE INCOME.

Take note, read carefully the Adsense' terms and policies.

Tips, do not encourage your friends to click the Ads in your blog, this will lead to deactivation your Adsense Account.

Learn more Internet Marketing from Jomar Hilario, please click here.


God bless!

Income Sources for the Pinoy Youth

Gusto ko madagdagan ang allowance...
Gusto kong maka-ipon ng pandagdag ng pampaaral o ng panggamit sa school...
Gusto kong magtrabaho habang nag-aaral sa college o maging working student...
Gusto kong bumili ng gadget...
Gusto ko ng ganito o ng ganyan...
Pano kaya ako magkakaroon ng karadagang kaperahan?

These are the questions or thoughts of typical Pinoy Youth.

Good News!

I attended an Internet Marketing Workshop a few months back.

And, it is one of the very helpful and empowering workshops / seminars that I ever attended.

Kudos to Jomar Hilario and Bo Sanchez for their desire in helping Filipinos to become Rich.

I learned about the Internet Marketing Workshop when I attended the Secrets of the Truly Rich seminar held last June 7, 2008 conducted by Bo Sanchez. (By the way, there's an incoming seminar of the Secrets of the Truly Rich. I encourage you to attend and/or get a copy of his book, the 8 Secrets of the Truly Rich, simple yet very enriching. Personally, I find it very enlightening).

These are what I learned direct from Jomar:

Blogging is a hobby for the others but for the Truly Rich Minds it is a SOURCE of INCOME.

Google Adsense pays bloggers.

Once your blogs reach $100 threshold Google will send you a check in your name.

So everytime you blog, keep in mind: I-Earn-while-I-Blog or Earn-while-you-express-your-thoughts.

How?

Basically, you create a gmail email account plus create a blogger account in www.blogger.com plus create an Adsense account.

While drafting your blog article inside your blogger.com account, click layout tab>click add a gadget>click Adsense button (then select size, colors) then save.

PRESTO! You have now an additional effortless source for a semi-PASSIVE INCOME.

Take note, read carefully the Adsense' terms and policies.

Tips: Do not encourage your friends to click the Ads in your blog, this will lead to deactivation your Adsense Account.

Learn more Internet Marketing from Jomar Hilario, please click here.


God bless!

Accounting 101: CashFlow Statement

What is a Cash Flow Statement?

It is a financial statement where we see the flow or story of our cash or money. This tells our Cash Flow In and Cash Flow Out.

The Cash Flow In is the cash or money we receive.

The Cash Flow Out is the cash or money we disburse.

The formula of the Cash Flow Statement is this…

Cash Flow IN – Cash Flow OUT = Net Cash Flow

Accounting 101: Income Statement

What is an Income Statement?

It is the financial statement which expresses your operations or activities in financial terms for a given period. It is also called as Profit and Loss Statement or simply, PnL.

The elements of an Income Statement are Revenue or Gross Income, Costs or Expenses and Net Income or Net Profit.

The Sales, Rentals we earn or Professional Fees paid by our clients is the so-called Revenue or Gross Income.

The Costs or Expenses are those we expended or the spendings.

The Net Income or Net Profit is what remained when we subtract the Costs or Expenses from the Revenue or Gross Income.

The formula of an Income Statement is as follows:

Revenue – Expenses = Net Income

Accounting 101: Balance Sheet

What is a Balance Sheet?

In layman’s term, Balance Sheet is the financial statement that shows your Networth (Ari-Arian) as of a certain period of time.

The elements of the Balance Sheet are Assets, Liabilities and Capital or Networth.

Assets are those putting money or value in your container, basket or pocket.

Liabilities are those putting away the money or value from your container, basket or pocket.

Capital, in accounting is referred to as “Networth.” It is what is left when we deduct the Liabilities from our Assets.

In Accounting, the formula of a Balance Sheet is this:

Assets = Liabilities + Capital (or Networth)

Accounting 101: Financial Statements

The basic Financial Statements that everyone should know or be aware of are the following:

• Balance Sheet
• Income Statement or the Profit and Loss Statement
• Cash Flow Statement

Above statements are discuss separately, see the following posts

• Accounting 101 - Balance Sheet
• Accounting 101 - Income Statement
• Accounting 101 - Cash Flow Statement

Accounting 101: Basics - The least we need to know

It is important that non-accounting people must learn at least the basics of accounting.

We do not have to know how to journalize a transaction (if you do not understand, please don’t mind. Anyway, it is the initial phase of accounting cycle).

The least we need to know are the basic Financial Statements (FS), namely, the Balance Sheet, the Income Statement and the Cash Flow Statement.

Dream-Come-True Story: Four In One Gratitude

Again, here's my collection of Dream-Come-True Story...in verbatim...enjoy reading...

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Four In One Gratitude

By Connie C.
from Philippines

I started my life working and doing business so young, helping out my family at the age of 10, married at the age of 16, widowed at the age of 33. I had countless foster children that I had supported without asking anything in return, and all of them are professional in their own fields. Thanks to god I was blessed and successful throughout these years, until in 2006 my life had collapsed. My father died, I lost my business, friends, relatives, family turned their backs on me, and my relationship of 14 years left me for another woman. Everything was in turmoil. I'd lost everything... what was left to me was my four children, homeless, and depressed.

With so much generosity to others, I had forgotten myself.

Little did I know at the time, out of my greatest despair was to come the greatest gift. I've been given a glimpse of a great secret - The Secret book, given to me by my friend Leony and the DVD by my niece Itches.

After reading the book and watching The Secret I started to apply the Secret process in my daily life. Thanks to the universe, after six months of applying it in my life, my life was transformed into better; I built up a new financing business effortlessly with a very minimal capital, and it's getting better every day.

Out of nowhere I had a distant relationship with a man who shared his time and love despite not knowing and seeing me personally. He is in Turkey while am here in the Philippines. His love was the instrument for me to be inspired in my daily undertakings, and with his love I learned to let go of my past relationship who had ruined my life. I know this was delivered by the universe.

Today my business is getting better, although it is not yet as solid and successful as it maybe. I leave it all to the universe to deliver me
the success of my business, my life, my family, and the fate of my new relationship, wishing he is the man of my life and hoping that the universe will deliver Serkan to me to be the man I would die for, the man I will be with, all my life.

Today I continue to apply the Secret in my life.
With the teaching of the Secret I've learned to love myself first, and to be grateful to everything that I have and to accept what comes into my life and to let go.

With my deepest gratitude I wish to thank Rhonda Byrne, Bob Proctor, Mike Dooley, and John Assaraf, for their teachings in The Secret. Without you people, especially Rhonda Byrne, I would not be in this life again.

I would like also to thank my youngest daughter Ritchell, who has been supportive and guiding me in this process. She herself is applying the Secret in her life and has been very successful in all her endeavors.

Furthermore, I would like to extend my deepest gratitude to Serkan, for his love who serves as my inspiration, who helped me so much to feel good always, and in applying the process of the Secret successfully in my daily life.

Lastly, I thank the universe for all the abundance in life, happiness, wealth, health, love, my relationship that the universe delivered to me and will be delivering to me in the future.

Thank you thank you thank you very much.

Connie

About Connie C. from Philippines:

I am Connie, 51, a mom of 4, widow, from the Philippines. Businesswoman.

Source: The Secret by Rhonda Byrne

Dream-Come-True Story: The Greatest Knowledge

Again, here's my collection of Dream-Come-True Story...in verbatim...enjoy reading...

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The Greatest Knowledge

By Anne
from Laguna, Philippines
I spend lots of time with my laptop, and my husband asked me, "Maghapon at magdamag ka na dyan, ano ba ang napapala mo dyan?" (You're at the computer whole day, whole night, what do you get from it?) I told him, I'm searching for informations and knowledge that I can use with my life, that will make me a wise person... and I have found it! Through my laptop, I found out about The Secret, and I bought a book. This is truly the greatest knowledge anyone can have and use.

Then, I always used to think negative 'what ifs', and about how my relationship with my husband was always on the rocks. We often argued, fought, and hurt each other. And I always thought about walking away because we were never meant for each other. I always thought of our argument and fights. I always saw his mistakes, weaknesses, and misgivings, and I focus on that. And so true, that was what I attracted. We always fought.

After reading the book, I focused on attracting more money because I thought that money is what we needed. I wanted to have more money, and out of different sources it came. I was very happy.... but my husband? 'We are not meant for each other', 'We're going to part ways sooner or later' - that was what I believed. And so it happened. One day we had a fight over a small thing, but he was so furious and I was so burned out, so I packed my things and left him. For 2 months, he keep calling me and begging me to forgive him and give him a second chance. And for 2 months, surprisingly I was not emotional. In these 2 months I read and reread The Secret and applied it. And then it dawned on me: if I really believed that I have control on everything, that I make my life, it means I can have a peaceful and happy life with my husband. True, everything that happens today is the result of your thoughts and beliefs yesterday.

Now I am back with him and we're happy. It's been 2 months of living together again, and we never argue. We love each other more than before and we learned to accept each other's weaknesses and misgivings. Now, I see his kindness and all the good qualities that I was looking for in a man. I always thank him for every effort and gestures that he makes, no matter how small it is. I now believe that we are meant for each other and we will grow old together happily. I am very grateful that finally we are happy with each other. Then, I always imagined my life without him and dreamed of things alone... today, I can't imagine my life without him.
About Anne from Laguna, Philippines:
I am 26, married with a very understanding and loving husband. We have a great business that's giving us millions!
Source: The Secret by Rhonda Byrne

Communication Fundamentals

Mastering effective communications lie in the fundamentals/basics.

Dream-Come-True Story: Money and more money!

Again, here's my collection of Dream-Come-True Story...in verbatim...enjoy reading...
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Money and more money!

By Cesar I. Bonifacio Jr.
from Manila, Philippines

I have sent a testimony before about my instant jeepney and bus ride. At the end of my testimony, I mentioned my goal of making 100,000 pesos that year. Thanks to the Almighty Universe I manifested that amount before the year ended!

I had a prosperous Christmas because we had lots of money. We had a shopping spree almost every week. Our refrigerator is always full, including our cupboards and shelves. However, I had an episode in 2007 that I disconnected with the Universe by forgetting the most important part of the Secret, which is The Law of Gratitude. Good things came and I forgot to thank the Supreme Universe. One by one the good things began to fall off. Then my focus turned to negative things like fear of losing money, and that I'm not earning enough. I began to think that what I have is not enough and that I will lose it someday. And it happened. All business opportunities diminished. All bad things came. But thank God! He is always there to remind me.

One day I picked up my copy of The Science of Getting Rich (that I got from this site) and began to read it again. I realized that I lost my connection with the Universal Mind.

Before 2007 ended I closed a transaction amounting 30,000. I doubled my 13th month pay by investing it. I received an order amounting to 9000. It was a good year! I also got promoted! My boss gave me 10,000. I received a total of 32,000 in incentives! In short, I created another 100,000 unexpected income in 2007. This 2008, sales of my products are also very good and I'm expecting a 100,000 peso monthly income! I'll update all of you!

About Cesar I. Bonifacio Jr. from Manila, Philippines:

I really love The Secret! It changed my life, my family, my attitude, and my everything!

Source: The Secret by Rhonda Byrne

Dream-Come-True Story: Believe and You will receive

Again, here's my collection of Dream-Come-True Story...in verbatim...enjoy reading...

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Believe and You will receive

By Girlie Jacala
from Philippines

I heard about The Secret while I was watching the Oprah show, and I was amazed at how the lives of the people changed by using The Secret. I wanted to see if The Secret would work for me as it worked for them.

I was skeptical at first but tried my luck anyway. I bought the book in November, 2007 and started reading it right away. After that I visualized that I would be receiving P50,000.00 as Christmas bonus from my boss. Every day when I woke up I would meditate and picture myself holding P50,000.00 check from my boss, and at night before I went to sleep I would do the same. I believed in my heart that I would get that amount of Money.

And true enough on December 15 my boss gave me two checks: One for P30,000 as bonus and 18,000 as 13th month pay. True enough the Secret works for me.

Another manifestation of the Secret in my life is at the start of the year I visualized myself receiving a salary increase. And guess what, I did get it this month without even asking.

At first I didn't want to buy the book or the DVD because it is kinda expensive, but I'm glad I did because the payback of knowing the Secret is much more than what the DVD and the Book cost. Now I'm sharing the Secret with my friends. But I don't let them borrow mine. I told them that the price of The Secret is worth it. Thanks Rhonda for sharing the Secret.

About Girlie Jacala from Philippines:

I am a working mom with an online store. I am sure that the Secret is now guiding me towards my goal of having my own store in the near future.

Source: The Secret by Rhonda Byrne

Dream-Come-True Story: Magic in Little Things:The Pet, the Neighbors, the Purse, & the Memory Game

Again, here's my collection of Dream-Come-True Story...in verbatim...enjoy reading...

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Magic in Little Things:The Pet, the Neighbors, the Purse, & the Memory Game

By Pixiedust
from Philippines

I have been reading the stories here daily for a month now, and also the visualization daily via the internet, and things have been happening that need telling.

Last May, after I started re-reading The Secret book which I bought last December 2007, many good things have been happening, and actually, many good things have been happening even before I started re-reading the Book! You see, I have been listening to motivational radio programs, and somehow I've started to change the frequency of my thinking to something which can be considered wishful thinking by some people.

We have a neighbor who doesn't look after her pet's poop, and it's terribly irksome, not to mention an eyesore and really stinky. You see, the pet prefers to do his business outside our window, and for the past few months we always woke up to the horrible smell before actually seeing the apparition. The magical moment happened when I was all alone in the house and I was just thinking of how wonderful the neighbors are, and voila! Not only did it make me feel better, but when I looked outside, there was no poop! It has been like that ever since, and all members of my household are no longer angry at the pet.

Then, two weeks ago, I discarded my purse which I've been using since last December. It has big holes in it like a sieve, and I think it's been draining my money away. I thought of buying me a beautiful new purse, but haven't been able to do so for some reason, although I'm at the mall almost every weekend. Then one day my mother gave me a brown purse! The exact design I wanted to buy, but not the right color. I've been using it since and it always makes me feel good.

I'm expecting a lot of other good things to happen, and that includes seeing all my submitted articles printed here and also in a commercial magazine. :)

Another thing I noticed is that whenever I did the memory game, which I've been doing almost daily, the number of tries needed for me to complete the game always corresponds to how I felt before I came to the internet cafe! How is that possible?! I am not expressing my doubt here. I'm simply saying, it has always been right to a T, and that is increasing my belief in LOA!

Thank you! Thank you! and Gob Bless to all who made The Secret possible. :)

About Pixiedust from Philippines:

I am using the LOA daily and loving it!

Source: The Secret by Rhonda Byrne

Dream-Come-True Story: Mr. Right and all His Wrongs

Again, here's my collection of Dream-Come-True Story...in verbatim...enjoy reading...

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Mr. Right and all His Wrongs

By Mariel D.
from Manila, Philippines

Right after I read The Secret, I knew exactly what I wanted to ask the universe. I've been through relationships that really broke all of me, and that got me thinking I'm meant for single blessedness. One relationship took me years to get over, and I truly believed that I would not experience that kind of love anymore in this lifetime.

After reading The Secret, I started putting together a list of traits that I'd like my partner to have, including those that I may not like, but may encounter in him. I sent myself text messages that I envisioned would come from my partner. I kept to my mantra of asking the universe to let me cross paths with the man I am supposed to be with, and whom I will have kids with, and grow old with.

A few months after, I did meet my Mr. Right! We had a common friend who arranged for us to meet because she thought we were a good match. Right after the first night we met we started going out, and now, 8 months later, we're still together. And yes, he has all the traits I envisioned and even the ones that truly make him human that I listed as well! I still feel a certain flutter whenever he would text, because those were the messages I used to send to myself.

I still strongly live by The Secret. The relationship I have now is so different from the past because there's so much tranquility and contentment, and we hardly fight. Yes we argue healthily, but every time a negative fantasy arises, I immediately say "Stop!" in my head.

So now I'm envisioning his proposal, and I will share that story here because I believe it will happen on our first anniversary.

About Mariel D. from Manila, Philippines:

I am 31 and happily attached to a loving and wonderful man.

Source: The Secret by Rhonda Byrne

Dream-Come-True Story: With My Deepest Gratitude

Again, here's my collection of Dream-Come-True Story...in verbatim...enjoy reading...

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With My Deepest Gratitude

By Zeno
from Philippines

Today is the beginning of the rest of my magnificent life. Thank you very much indeed Rhonda for sharing The Secret with me - from the bottom of my heart. Words can never express my deepest gratitude for such a very enlightening book and your immeasurable mercy. I am now a multi-millionaire and living my dreams! Thanks to You! Thanks to the Universe! Thanks to LIFE! "But I have my promises to keep... and miles to go before I sleep... and miles to go before I sleep..."

Thank You... Thank You... Thank You...

About Zeno from Philippines:

A nurse by profession who loves to paint life and nature. Works for the protection and preservation of the environment. Loves to travel around the world, and is a member of Soka Gakkai International (SGI), a Nichiren Buddhism lay organization, which promotes peace, culture, and education.

Source : The Secret by Rhonda Byrne

Vitamin B2