Wednesday, December 31

Happy Year-End

Happy Year-End !!!

Tuesday, December 30

Herbals and its benefits

Personally, I prefer taking alternative medicines.

Alternative Medicines are otherwise knows as herbals.

For me, it is healthier to take herbals than synthetic vitamins and minerals as food supplements because of the organic and natural substances being used.

Synthetic ingredients may become dangerous in the body. Eventually, they become toxins in our body and needed to be detoxified.

Would like to share this link : http://herbally-yours.blogspot.com/ which I stumbled on recently The blogspot tackles various herbs and their benefits.

Sunday, December 28

The main causes of liver damage

1. Sleeping too late and waking up too late are main cause.

2. Not urinating in the morning.

3. Too much eating.

4. Skipping breakfast.

5. Consuming too much medication.

6. Consuming too much preservatives, additives, food coloring, and artificial sweetener.

7. Consuming unhealthy cooking oil. As much as possible reduce cooking oil use when frying, which includes even the best cooking oils like olive oil. Do not consume fried foods when you are tired, except if the body is very fit.

8. Consuming raw (overly done) foods also add to the burden of liver.
Veggies should be eaten raw or cooked 3-5 parts. Fried veggies should be finished in one sitting, do not store.

We should prevent this without necessarily spending more. We just have to adopt a good daily lifestyle and eating habits. Maintaining good eating habits and time condition are very important for our bodies to absorb and get rid of unnecessary chemicals according to "schedule."



DO TAKE CARE ABOUT YOUR HEALTH...... ......... ...

AND SHARE THIS TO ALL WHOM YOU LOVE & CARE FOR......... ......... ....

BE HEALTHY NOW!

Friday, December 26

Dream-Come-True Story: I Manifested Php 600,000.00

Again, here's my collection of Dream-Come-True Story...in verbatim...enjoy reading...
==========

I Manifested Php 600,000.00
By John M.
from Philippines
I applied The Secret to money using The Secret universal bank unlimited cheque, named it to myself dated May 30, 2007, and wrote Php 600,000.00 in Phils. currency - to help my siblings financially. In just a week's time, boom, the exact amount just came at the right place at the time. Now the doubt that if it would truly happen is a thing of past. It's really amazing it works...
About John M. from Philippines:
I'm an entrepreneur in the Philippines.
The Secret Universal Check, click here.


Thursday, December 25

Merry Christmas

Hi Everyone,

Merry Christmas!

Wednesday, December 24

Happy Holidays!

Advance Merry Christmas...

Merry Christmas...

Happy Year End...

Happy New Year...

Happy Three Kings!

Monday, December 22

Zero Limits

I happened to browse the internet about cleansing one's mental/emotional/spiritual system and I got this...



This is an excerpt from the forthcoming book "Zero Limits"
by Joe Vitale and Dr. Hew Len. Due out July 2007

Two years ago, I heard about a therapist in Hawaii who cured a complete ward of criminally insane patients--without ever seeing any of them. The psychologist would study an inmate's chart and then look within himself to see how he created that person's illness. As he improved himself, the patient improved.

When I first heard this story, I thought it was an urban legend. How could anyone heal anyone else by healing himself? How could even the best self-improvement master cure the criminally insane?

It didn't make any sense. It wasn't logical, so I dismissed the story.

However, I heard it again a year later. I heard that the therapist had used a Hawaiian healing process called ho 'oponopono. I had never heard of it, yet I couldn't let it leave my mind. If the story was at all true, I had to know more.

I had always understood "total responsibility" to mean that I am responsible for what I think and do. Beyond that, it's out of my hands. I think that most people think of total responsibility that way. We're responsible for what we do, not what anyone else does. The Hawaiian therapist who healed those mentally ill people would teach me an advanced new perspective about total responsibility.

His name is Dr. Ihaleakala Hew Len. We probably spent an hour talking on our first phone call. I asked him to tell me the complete story of his work as a therapist. He explained that he worked at Hawaii State Hospital for four years. That ward where they kept the criminally insane was dangerous. Psychologists quit on a monthly basis. The staff called in sick a lot or simply quit. People would walk through that ward with their backs against the wall, afraid of being attacked by patients. It was not a pleasant place to live, work, or visit.

Dr. Len told me that he never saw patients. He agreed to have an office and to review their files. While he looked at those files, he would work on himself. As he worked on himself, patients began to heal.

"After a few months, patients that had to be shackled were being allowed to walk freely," he told me. "Others who had to be heavily medicated were getting off their medications. And those who had no chance of ever being released were being freed."

I was in awe.

"Not only that," he went on, "but the staff began to enjoy coming to work. Absenteeism and turnover disappeared. We ended up with more staff than we needed because patients were being released, and all the staff was showing up to work. Today, that ward is closed."

This is where I had to ask the million dollar question: "What were you doing within yourself that caused those people to change?"

"I was simply healing the part of me that created them," he said.

I didn't understand.

Dr. Len explained that total responsibility for your life means that everything in your life - simply because it is in your life--is your responsibility. In a literal sense the entire world is your creation.

Whew. This is tough to swallow. Being responsible for what I say or do is one thing. Being responsible for what everyone in my life says or does is quite another. Yet, the truth is this: if you take complete responsibility for your life, then everything you see, hear, taste, touch, or in any way experience is your responsibility because it is in your life.

This means that terrorist activity, the president, the economy--anything you experience and don't like--is up for you to heal. They don't exist, in a manner of speaking, except as projections from inside you. The problem isn't with them, it's with you, and to change them, you have to change you.

I know this is tough to grasp, let alone accept or actually live. Blame is far easier than total responsibility, but as I spoke with Dr. Len, I began to realize that healing for him and in ho 'oponopono means loving yourself. If you want to improve your life, you have to heal your life. If you want to cure anyone--even a mentally ill criminal--you do it by healing you.

I asked Dr. Len how he went about healing himself. What was he doing, exactly, when he looked at those patients' files?

"I just kept saying, 'I'm sorry' and 'I love you' over and over again," he explained.

That's it?

That's it.

Turns out that loving yourself is the greatest way to improve yourself, and as you improve yourself, your improve your world. Let me give you a quick example of how this works: one day, someone sent me an email that upset me. In the past I would have handled it by working on my emotional hot buttons or by trying to reason with the person who sent the nasty message. This time, I decided to try Dr. Len's method. I kept silently saying, "I'm sorry" and "I love you," I didn't say it to anyone in particular. I was simply evoking the spirit of love to heal within me what was creating the outer circumstance.

Within an hour I got an e-mail from the same person. He apologized for his previous message. Keep in mind that I didn't take any outward action to get that apology. I didn't even write him back. Yet, by saying "I love you," I somehow healed within me what was creating him.

I later attended a ho 'oponopono workshop run by Dr. Len. He's now 70 years old, considered a grandfatherly shaman, and is somewhat reclusive. He praised my book, The Attractor Factor. He told me that as I improve myself, my book's vibration will raise, and everyone will feel it when they read it. In short, as I improve, my readers will improve.

"What about the books that are already sold and out there?" I asked.

"They aren't out there," he explained, once again blowing my mind with his mystic wisdom. "They are still in you."

In short, there is no out there.

It would take a whole book to explain this advanced technique with the depth it deserves. Suffice it to say that whenever you want to improve anything in your life, there's only one place to look: inside you.


"When you look, do it with love."




When I learned about it, I bought a copy of the audio book version from www.audible.com.

This is a very good book, simple but empowers, gives peace of mind and heals one psyche up and emotional/spiritual being . Explore more of the ZERO LIMITS, click here. or BUY a copy for yourself and your family and friends.

Saturday, December 20

What are your Top Multiple Intelligences?

Hmmm....

Multiple Intelligences?

I'm curios, what are my reigning or top Multiple Intelligences?

To satisfy my curiosity, I took the Multiple Intelligences test.

Here's my results:



The picture above is somewhat blurred, anyways, starting from the uppermost right-side is the Linguistic, then Logical then the Interpersonal ...below is the chronological order of the pie from uppermost right-side going to the uppermost left-side.

Here are my scores ...
1. Linguistic (word smart) - 19
2. Logical (number smart) - 20
3. Interpersonal (people smart) - 15
4. Intrapersonal (myself smart) - 24
5. Musical (music smart) - 3
6. Visual/Spatial (picture smart) - 20
7. Naturalistic (nature smart) - 16
8. Kinaesthetic (body smart) - 23

If I'm to interpret the pie graph above...
My most reigning intelligence are intrapersonal (24) then kinaesthetic (23) then visual/spatial and logical (both scored 20)

This means that I am more of a self-aware person (intrapersonal) and an active or action person (kinaesthetic).

I learn and understand more if the lessons and concepts are presented to me logically and visually which I scored 20 (in both).

I'm a mountaineer. That's why I love nature because I got 16 in naturalistic intelligence.

I have the ability to handle people in various walks of life and handle their personality. I scored 15 in interpersonal.

When in comes to music...never mind...hehehe...so don't ask me what is the soundtrack of any movie or the title of any song.

How about you? What are your Top Multiple Intelligences?

Take this test and find out : Multiple Intelligences Test

After you took the test, kindly post your results under this blog article...Thanks!

Thursday, December 18

Dream-Come-True Story: The instant jeepney and bus ride

Again, here's my collection of Dream-Come-True Story...in verbatim...enjoy reading...
==========
The instant jeepney and bus ride

By cesar bonifacio
from manila, philippines

Jeepneys in manila have different routes. The jeepney route I wanted to ride was Proj. 7
but that jeepney ride was rare because you have to wait 15 to 20 minutes. So I visualized the jeep stopping in front of me as soon as possible and there it was! I have to walk in our street to be at the main road to have a jeepney ride and as soon as I reached the main road the jeepney bound for Proj. 7 was there. I was amazed so I visualized again to have the bus that I wanted to ride when I reach Proj. 7 and again the miracle of the secret the bus that I wanted was there although It was not the bus stop. I continued to visualize riding the train without waiting (because I hate waiting) and again when I reached the station the train was in there as if it was waiting for me and as soon as I entered and sat the train started to go! To think that it is almost always impossible to find a seat that time of the morning! It is so incredible! Now I'm attracting 100,000 pesos before December 2006 and I visualizing and believing that I already have it!
Thank you guys!

About cesar bonifacio from manila, philippines:

i am always looking for ways to improve my life.

Source: The Secret by Rhonda Byrne

Tuesday, December 16

Roads to Financial Freedom: URL - Unlearn, Relearn, Learn

Again, to reiterate, the first road to financial freedom is to arm and equip ourselves with knowledge and wisdom. It is URL time over and over and over again. It is always Unlearning, Relearning and Learning.

Second, set your money goals including when you will have it!

Third, evaluate and choose your vehicle to financial freedom.

Sunday, December 14

Multiple Intelligences

To expound further about Multiple Intelligences as studied by Dr. Howard Gardner...

Here's an excerpt from http://www.thomasarmstrong.com/multiple_intelligences.htm about this subject...

The theory of multiple intelligences was developed in 1983 by Dr. Howard Gardner, professor of education at Harvard University. It suggests that the traditional notion of intelligence, based on I.Q. testing, is far too limited. Instead, Dr. Gardner proposes eight different intelligences to account for a broader range of human potential in children and adults. These intelligences are:

  • Linguistic intelligence ("word smart"):
  • Logical-mathematical intelligence ("number/reasoning smart")
  • Spatial intelligence ("picture smart")
  • Bodily-Kinesthetic intelligence ("body smart")
  • Musical intelligence ("music smart")
  • Interpersonal intelligence ("people smart")
  • Intrapersonal intelligence ("self smart")
  • Naturalist intelligence ("nature smart")


Dr. Gardner says that our schools and culture focus most of their attention on linguistic and logical-mathematical intelligence. We esteem the highly articulate or logical people of our culture. However, Dr. Gardner says that we should also place equal attention on individuals who show gifts in the other intelligences: the artists, architects, musicians, naturalists, designers, dancers, therapists, entrepreneurs, and others who enrich the world in which we live. Unfortunately, many children who have these gifts don’t receive much reinforcement for them in school. Many of these kids, in fact, end up being labeled "learning disabled," "ADD (attention deficit disorder," or simply underachievers, when their unique ways of thinking and learning aren’t addressed by a heavily linguistic or logical-mathematical classroom. The theory of multiple intelligences proposes a major transformation in the way our schools are run. It suggests that teachers be trained to present their lessons in a wide variety of ways using music, cooperative learning, art activities, role play, multimedia, field trips, inner reflection, and much more. The good news is that the theory of multiple intelligences has grabbed the attention of many educators around the country, and hundreds of schools are currently using its philosophy to redesign the way it educates children. The bad news is that there are thousands of schools still out there that teach in the same old dull way, through dry lectures, and boring worksheets and textbooks. The challenge is to get this information out to many more teachers, school administrators, and others who work with children, so that each child has the opportunity to learn in ways harmonious with their unique minds.

The theory of multiple intelligences also has strong implications for adult learning and development. Many adults find themselves in jobs that do not make optimal use of their most highly developed intelligences (for example, the highly bodily-kinesthetic individual who is stuck in a linguistic or logical desk-job when he or she would be much happier in a job where they could move around, such as a recreational leader, a forest ranger, or physical therapist). The theory of multiple intelligences gives adults a whole new way to look at their lives, examining potentials that they left behind in their childhood (such as a love for art or drama) but now have the opportunity to develop through courses, hobbies, or other programs of self-development.

How to Teach or Learn Anything 8 Different Ways

One of the most remarkable features of the theory of multiple intelligences is how it provides eight different potential pathways to learning. If a teacher is having difficulty reaching a student in the more traditional linguistic or logical ways of instruction, the theory of multiple intelligences suggests several other ways in which the material might be presented to facilitate effective learning. Whether you are a kindergarten teacher, a graduate school instructor, or an adult learner seeking better ways of pursuing self-study on any subject of interest, the same basic guidelines apply. Whatever you are teaching or learning, see how you might connect it with

  • words (linguistic intelligence)
  • numbers or logic (logical-mathematical intelligence)
  • pictures (spatial intelligence)
  • music (musical intelligence)
  • self-reflection (intrapersonal intelligence)
  • a physical experience (bodily-kinesthetic intelligence)
  • a social experience (interpersonal intelligence), and/or
  • an experience in the natural world. (naturalist intelligence)


For example, if you’re teaching or learning about the law of supply and demand in economics, you might read about it (linguistic), study mathematical formulas that express it (logical-mathematical), examine a graphic chart that illustrates the principle (spatial), observe the law in the natural world (naturalist) or in the human world of commerce (interpersonal); examine the law in terms of your own body [e.g. when you supply your body with lots of food, the hunger demand goes down; when there's very little supply, your stomach's demand for food goes way up and you get hungry] (bodily-kinesthetic and intrapersonal); and/or write a song (or find an existing song) that demonstrates the law (perhaps Dylan's "Too Much of Nothing?").

You don’t have to teach or learn something in all eight ways, just see what the possibilities are, and then decide which particular pathways interest you the most, or seem to be the most effective teaching or learning tools. The theory of multiple intelligences is so intriguing because it expands our horizon of available teaching/learning tools beyond the conventional linguistic and logical methods used in most schools (e.g. lecture, textbooks, writing assignments, formulas, etc.). To get started, put the topic of whatever you’re interested in teaching or learning about in the center of a blank sheet of paper, and draw eight straight lines or "spokes" radiating out from this topic. Label each line with a different intelligence. Then start brainstorming ideas for teaching or learning that topic and write down ideas next to each intelligence (this is a spatial-linguistic approach of brainstorming; you might want to do this in other ways as well, using a tape-recorder, having a group brainstorming session, etc.). Have fun!

Friday, December 12

Brain Damaging Habits

1. No Breakfast
People who do not take breakfast are going to have a lower blood sugar level.
This leads to an insufficient supply of nutrients to the brain causing brain degeneration.

2. Overeating
It causes hardening of the brain arteries, leading to a decrease in mental power.

3. Smoking
It causes multiple brain shrinkage and may lead to Alzheimer disease.

4. High Sugar consumption
Too much sugar will interrupt the absorption of proteins and nutrients causing malnutrition and may interfere with brain development.

5. Air Pollution
The brain is the largest oxygen consumer in our body. Inhaling polluted air decreases the supply of oxygen to the brain, bringing about a decrease in brain efficiency.

6. Sleep Deprivation
Sleep allows our brain to rest. Long term deprivation from sleep will accelerate the death of brain cells.

7. Head covered while sleeping
Sleeping with the head covered increases the concentration of carbon dioxide and decrease concentration of oxygen that may lead to brain damaging effects.

8. Working your brain during illness
Working hard or studying with sickness may lead to a decrease in effectiveness of the brain as well as damage the brain.

9. Lacking in stimulating thoughts
Thinking is the best way to train our brain, lacking in brain stimulation thoughts may cause brain shrinkage.

10. Talking Rarely
Intellectual conversations will promote the efficiency of the brain

Wednesday, December 10

Do you believe in DESTINY?

A few days ago, I was chatting with my friend.

Out of nowhere, this friend, suddenly ask me, Do you believe in destiny?

Deep inside I'm wondering why will this friend ask me that.

I answered, NO. I DO NOT BELIEVE IN DESTINY.

Then, I said, I will not be planning about my next move or action if I'm destined to be so rich later (hehehe) .

She replied, there are people who believe in destiny because it happens.

I said, What you believe about yourself is what you will become.

If the person believes that he is destined to live a poor and miserable life then he will become poor and miserable. Likewise, if the person believes he will have limitless abundance, then he'll live in prosperity. What you believe in will happen to you. That's why others believe that destiny is real. They became what they believed in.

I replied further, what I believe is that I am a child of God not a servant.

Since my friend have a child already, I further added, you already have a child. You are now a parent. Deep within you is a longing of giving everything within your power to your dear child.
God is the same. He will give what His Children ask from Him.

There are people around us who seemed so blessed. Why? Because these people are asking and praying for BIG blessings. So, when praying for wealth and big blessings don't feel guilty, ashamed or bad. We are children of God. We are entitled for that BIG BIG blessings.

God is full of abundance. He can give anything we want. He is limitless. And, He is very willing to give and shower us with abundance.

That's what I believe!

Monday, December 8

Reasons for sleeping and waking up early.


Evening at 9 - 11pm:

It is the time for eliminating unnecessary/ toxic chemicals (detoxification) from the antibody system (lymph nodes).

This time duration should be spent by relaxing or listening to music. If during this time a housewife is still in an unrelaxed state such as washing the dishes or monitoring children doing their homework, this will have a negative impact on health.

Evening at 11pm - 1am:

It is the detoxification process in the liver, and ideally should be done in a deep sleep state.

Early morning 1 - 3am:

In this time, detoxification process in the gall, also ideally done in a deep sleep state.

Early morning 3 - 5am:

In this time, detoxification in the lungs. Therefore there will sometimes be a severe cough for cough sufferers during this time. Since the detoxification process had reached the respiratory tract, there is no need to take cough medicine so as not to interfere with toxin removal process.

Morning 5 - 7am:

In this time, detoxification in the colon, you should empty your bowel.

Morning 7 - 9am:

It is the absorption of nutrients in the small intestine, you should be having breakfast at this time.

Breakfast should be earlier, before 6:30am, for those who are sick.

Breakfast before 7:30am is very beneficial to those wanting to stay fit.

Those who always skip breakfast, they should change their habits, and it is still better to eat breakfast late until 9 - 10am rather than no meal at all.


Sleeping so late and waking up too late will disrupt the process of removing unnecessary chemicals. Aside from that, midnight to 4:00 am is the time when the bone marrow produces blood. Therefore, have a good sleep and don't sleep late.


TAKE CARE ABOUT YOUR HEALTH! Live Life Without Limits!



Saturday, December 6

Sources of Passive Income: Investor (Part 3) - Real Asset Investing

What is real asset investing?

Real Asset is an accounting terminology by the way.
They are the properties like house, apartment, condominium, building, resorts and the like.

Real Asset Investing is also known as Real Estate Investing.
We acquire foreclosed properties and then we have them leased to others for a long period of time.

When we acquire foreclosed properties, normally, banks let's us pay them for more than 10 years. What we do is we have the properties leased or rented for a long period of time and we have them rented/leased above our amortization payments.

At the end of our payment period to the banks, the properties are already ours. Yes, titles transferred to our names. And we are enjoying continuing rental income from our tenants.

Is it good? or is it great?

Thursday, December 4

Sources of Passive Income: Investor (Part 2) - Paper Investments

Where we should put or invest our money then?

Of course, to those investments which will yield higher than 7% or inflation rate so as not to lose the money to inflation.

What are those investments that will yield higher?

They are everywhere!

We either invests in paper investments and/or real asset investing.

What are paper investments?

These are the investments in mutual funds, stocks, marketable securities, government securities, treasury bills, bonds and the like.

Even, the economy is not at its peak, the mutual fund investors earn around 20% last year.
Is it good? Or it is great?


Tuesday, December 2

Sources of Passive Income: Investor (Part 1)

Why do we work?

To earn money and retire someday, right?

How do we retire?

Work, work and work until we reach the age of retirement, that is 60years old for women and 65 years old for men.

We work until retirement age to get our retirement benefits from the company.

And then, we build up a small business or invest the money.

Ultimately, we invest our hard-earned money, the money we worked hard for until we age between 60 and 65 years old.

Where we should invest? Where we should put our hard earned money?

In the banks?
Those who thought of putting the money in the bank, goodluck to you!

Just a little finance 101 or banking 101...
Annually our money in the bank earns bet 2% to 4% depending on the type of account you have.
Annually too, the inflation rate is going higher and higher. The last inflation rate was around 7%.

Now, just a little mathematics...
We earn between 2 to 4%
And, our money losses value by 7%
Bottom line, our money in the bank losses between 3% to 5% annually.
And we call putting our money in the bank as "our savings in the bank."

To be continued.

Sunday, November 30

Affirmations for the day

I know that money is an idea in Divine Mind. It symbolizes wealth; I recognize it as a means of exchange. All of God’s ideas are good. God created all things; He pronounced His creation good and very good. Money is good. I use it wisely, judiciously, and constructively. I use it to bless mankind. It is a very convenient symbol; I rejoice in its circulation. God’s ideas are instantly available to me; I have a Divine surplus. God is my source of supply; that is my supply now. Wealth of all kinds flows to me in avalanches of abundance. There is only One God and One Mind; every idea in the Mind of God is spiritual. My relationship to money is friendly. It is a symbol of God’s wealth and His infinite abundance. The idea of money is omnipresent; I am one with all of the wealth in the world. I use it for good only and I thank thee, Father, for thy supply.

Friday, November 28

Sources of Passive Income: Business Owner

Business Owner's referred here are those Big Employers. Those who owns Big Corporations or Group-of-Companies.

The way I understand Business Owner’s world is that their businesses started half a century ago or more. Those century-old businesses were started by their great, great grandparents. Of course the great, great grandparents usually started small and fought their way up. And these businesses were once-upon-a-time a small business and eventually grew to a gigantic conglomerate of businesses.

And, now they are those who influence and sometimes dictate the economy.

Wow! Meaning, if we started today, our next-generation bloodlines may end up as one of the giants of the business world!

Thursday, November 27

Affirmations for the day

I have absolute trust in God and all things good. I know that I will be able to meet any situation at any time, for God is my immediate source of supply, presenting me with all necessary ideas, in the right way and at the right time. God’s riches are forever flowing freely in my life, and there is always a Divine surplus. As I repeat these truths, I know my mind is being conditioned to receive Divine supply forever flowing.

Wednesday, November 26

Reminder: Build Your Empire

Whatever we do and no matter how busy we are. Let’s always set aside an undisturbed time in our day to build our empire. And, call that undisturbed time as “I-am-building-my-empire” time. This is our life. It is our personal responsibility to uplift ourselves. Let’s shoulder and accept 101% responsibility for our finances.

Sabi ng mga lola ko, “Apo, huwag mong iasa ang buhay mo sa iba!”

I’m grateful having mga lola like them

Monday, November 24

Sources of Active Income: Self-Employed or Professional

One day, while having a conversation with a new found friend, He asked me what is my profession.

I said, “I am an Accountant.”

“Oh!” said the person, “it’s one of the most difficult courses! Only few pass the board examination in your field.”

“Would you mind if I ask?” “Are you already a board passer?”

I said, “Yes! In fact, I have two certifications in two Accounting fields. I’m a Certified Public Accountant and a Certified Management Accountant. I passed the first and got an exemption to the second. I am exempted from taking a Global examination.

Wow! You must be good, he replied. “Not at all,” I answer, “I think I’m lucky and blessed, I asked for it in my prayers and my prayers were answered.”

“But you know what?”

“What?”

“I realized Jim Rohn is right.”

“Formal Education will give you a Living;

Self Education will bring you a Fortune.”

“Meaning, even if I start practicing my profession on my own or build a consulting firm today or be self-employed today, it will not bring me the FORTUNE or life I want to live.”

“I want to have both the time and money!”

“I may have the money but not the time or I may have the time but not the money.”

If I decided to be in a Self-Employment group today, here’s what I realize…

….“Income is based on the outcome or the result of my service. If I have NO WORK RESULTS, I will NOT RECEIVE PAYMENT from clients.”

… “I need to put in more time to produce or provide more outcome/results to increase my income.”

…“What’s risky is if I did not make well, I won’t have money to put in my retirement fund.”

…“I have to absorb all of the costs/expenses being on my own.”

…“ No Boss. Yes! But I have to face all the problems alone.”

…“And, when I want to go on vacation, I can not go on leave! I can not leave behind my practice or my firm.”

What a way of life? Huh!

Thanks God! I have a choice!

Currently, I'm working out five streams of passive income so in five year's time I'm out of the corporate world and enjoy my financial freedom.


Saturday, November 22

Sources of Active Income: Get a Job, Get Employed, Be an Employee

Hi,

Here's what we get when we are EMPLOYEES:
  • Fixed income per month. No Work-No Pay (for the non-regulars)
  • Increase in income is about 5-15% per year.
  • Significant increase in income occurs when promoted or pirated.
  • Need to work for a multinational or big company, retirement may come with a lump sum amount (1-1.5 month salary/year of service.
  • Used to be a SECURED way of earning. However, with the trend towards company mergers, spin-off and consolidation, Job Security is becoming the thing of the past.
Even if we get or promoted to the highest position in the company, still we will experience any one of the above.

Kahit CEO pa ang posisyon, still Company Employee Only pa rin ako (even the position is CEO, still it is a Company Employee Only position)

Moreso, if an employee got hold of a Management and UP positions, precious time is traded off with the quantity and quality time that should have been spent with the family. Sometimes, a trade-off with a relaxing, refreshing and revitalizing sleep. No wonder, we encounter managers or executives who are maiinit ang ulo and masusungit (mean headed) kasi kulang sa tulog (because of lack of sleep).

One more sad thing, especially to those who are working abroad and leaving their family in their home country, people are leaving a spouse or a partner and/or children to work abroad. Over the years, we are changing and growing. And we are not part of that changing times of our love ones. Consequently, common painful outcomes abound: the children do not know personally who their parents are or a spouse/partner eloped with someone else. Why? because we do not have bonding moments with them. We (the us, who are working abroad/away) are not around, when they needed us the most. We are not around when they need our helping hand or they need a shoulder to cry on. The one working away with the family and the love ones/family who are left behind do not have the time together in facing/overcoming challenging moments of their lives. Painful and tear jerking, isn't it?

Worst of all, over or excess time spent working in the office/job is traded off with the time that should have been spent in developing ourselves, improving our life, working on our financial freedom so we can do what we want like travelling around the world, cruising the carribean or climbing the Alaska glaciers with our family. Or devote some time for doing philanthropic activities like giving free time in teaching street children so they can build better future for themselves. That way we contribute to the betterment of the Earth we live in.

So, Good luck to us employees in living our lives in the invisible prison of the employment world!

That's why I am educating myself about Financial Intelligence and Financial Freedom. You should, too!

Imagine the cost of ignorance. Imagine the price that we have to pay simply because we lack the financial intelligence and we are not financially free.

Give up the excuse of not having! There's a way out!

Take 100% responsibility of your finances!

Start educating yourself NOW!

Thursday, November 20

Active Income versus Passive Income

Last week, I'm reading the book Rich Dad Poor Dad by Robert Kiyosaki and yesterday, the Rich Woman by Kim Kiyosaki.

Wow! I'm amaze with the wisdom of these couple. They have a heart in helping people to be aware and conscious about personal finance and financial freedom.

The way I understand their books, here's what they want to convey:


Active Income
Passive Income

Income is earned from Activity

Income is earned from the development or acquisition of Assets


Income is proportional to time spent


Income is INDEPENDENT of TIME

Typically, you work for 40 hours/per week 40 years.


Retirement is a function of Passive Income not Time.


CashFlow Quadrant
Active Income
Passive Income







Left Side of the Quadrant


Right Side of the Quadrant

90% of the people
earns

10% of the wealth


10% of the people
earns

90% of the wealth



Activity-based or

Active income
( you work for money)



Asset-based or

Passive/On-going income
( money works for you )






I'm truly grateful to the Financially Intelligent couple who started it all, Robert and Kim Kiyosaki for making us aware and making us learn about financial intelligence.

For self education on Financial Intelligence and Financial Freedom, I suggest you get hold of Rich Dad Poor Dad by Robert Kiyosaki and Rich Woman by Kim Kiyosaki books.

Likewise, thank you to the following Empowered Pinoy, for their desires and efforts in helping us free ourselves financially.

Internet Marketing - Jomar Hilario
Real Estate Investing - Larry Gamboa
I Am Truly Rich - Bo Sanchez


Tuesday, November 18

What is your Temperament or Temperament Blend?

What is your Temperament?

I took the Personality Temperament Test from the Personality Plus book by Florence Littauer and the
Temperament Test Online

Here's my score:
  • Melancholy 20%
  • Phlegmatic 8%
  • Sanguine 20%
  • Choleric 52%
Total = 100%

Results are showing that I am a blend of Choleric-Sanguine-Melancholy...

My Choleric qualities
  • Determined
  • Strong-willed
  • Independent
  • Decisive
  • Visionary
  • Courageous
  • Self-confident
  • Leader
  • Unsympathetic
  • Insensitive
  • Self-sufficient
  • Unforgiving
  • Opinionated

My Sanguine qualities
  • Charisma
  • Friendly
  • Talkative
  • Restless
  • Forgetful
  • Interrupts
  • Unpredictable
  • Angered easily
  • Disorganized
  • Messy
  • Scatterbrained

My Melancholy qualities
  • Gifted
  • Analytical
  • Perfectionist
  • Idealistic
  • Moody
  • Critical
  • Self-centered
  • Touchy/Too sensitive
  • Resentful
  • Hard to please
  • Withdrawn
My Phlegmatic qualities
  • Diplomatic
  • Practical
  • Self-fish
  • Stingy
  • Stubborn

(...ay ang fangit...plz unawain nyo na lamang po ako f u find me not so likeable eto po ang pinagkaloob na personality temperament blend sa akun...tenks)

Sunday, November 16

Personality Temperament Blends

As a review, there are four main temperaments:
  • Choleric
  • Sanguine
  • Melancholy
  • Phlegmatic

Out of these temperaments, a person can have at least a combination of two personality temperament blends. Though there are people who have three temperaments but they are only few.

The Twelve Temperament Blends are the following:
  • ChlorSan - Choleric Sanguine
  • ChlorMel - Choleric Melancholy
  • ChlorPhleg - Choleric Phlegmatic
  • SanChlor - Sanguine Choleric
  • SanMel - Sanguine Melancholy
  • SanPhleg - Sanguine Phlegmatic
  • MelChlor - Melancholy Choleric
  • MelSan - Melancholy Sanguine
  • MelPhleg - Melancholy Phlegmatic
  • PhlegChlor - Phlegmatic Choleric
  • PhlegSan - Phlegmatic Sanguine
  • PhlegMel - Phlegmatic Melancholy
To know your temperament, take the personality plus profile test from the book Personality Plus by Florence Littauer or you may take the test online: Personality Temperament Test.

Friday, November 14

Let's Relax with Peaceful Phlegmatic

Here's the continuation of my "Who I am: My Personality Temperament" ... to read the intro article, click here.

This article tells the description, strengths and weaknesses of a Phlegmatic Person...still in verbatim ...in the words of Florence Littauer, author of Personality Plus....

=====

Oh, how the world needs Peaceful Phlegmatic!

The stability to stay straight on course.
The patience to put up with provokers.
The ability to listen, while others have their say.
The gift of meditation, uniting opposite forces.
The purpose of peace at almost any price.
The compassion ti comfort those hurting.
The determination to keep your head, while all around are losing theirs.
The will to live in such a way that even your enemies can't find anything bad to say about you.

Peaceful Phlegmatic tones down the wild schemes of Popular Sanguines. Peaceful Phlegmatic refuses to get too impressed with the brilliant decisions of Powerful Choleric. Peaceful Phlegmatic doesn't take too seriously the intricate plans of Perfect Melancholy.

Peaceful Phlegmatic is the great leveler of us all, showing us, "It doesn't really matter that much." And in the long run, it really doesn't!



Peaceful Phlegmatic Personality Temperament

The Introvert The Watcher The Pessimist

STRENGTHS

PEACEFUL PHLEGMATIC’S EMOTIONS

Low-key personality
Easygoing and relaxed
Calm. Cool, and collected
Patient, well balanced
Consistent life,
Quiet but witty
Sympathetic and kind
Keeps emotions hidden
Happily reconciled to life
All purpose person

PEACEFUL PHLEGMATIC AS A PARENT

Makes a good parent
Takes time for the children
Is not in a hurry
Can take the good with the bad
Doesn’t get upset easily

PEACEFUL PHLEGMATIC AT WORK

Competent and steady
Peaceful and agreeable
Has administrative ability
Mediates problems
Avoids conflicts
Good under pressure
Finds the easy way

PEACEFUL PHLEGMATIC AS FRIEND

Easy to get along
Pleasant and enjoyable
Inoffensive
Good listener
Dry sense of humor
Enjoys watching people
Has many friends
Has compassion and concern

WEAKNESSES

Blank
Unenthusiastic
Reticent
Fearful
Indecisive
Uninvolved
Hesitant
Plain
Aimless
Nonchalant

Worrier
Timid
Doubt
Indifferent
Mumbles
Slow
Lazy
Sluggish
Reluctant
Compromising


For other Personality Temperament, click Self-Discovery Category.

Source: Personality Plus by Florence Littauer

Wednesday, November 12

Let's Get Moving with Powerful Choleric

Here's the continuation of my "Who I am: My Personality Temperament" ... to read the intro article, click here.

This article tells the description, strengths and weaknesses of a Choleric Person...still in verbatim ...in the words of Florence Littauer, author of Personality Plus....
======

Oh, how this world needs Powerful Choleric!


The firm control when others are losing theirs.
The cut of decision for foggy minds.
The grip of leadership to head us to the good.
The willingness to take a chance in a doubtful situation.
The confidence to hold true in the face of ridicule.
The independence to stand alone and be counted.
The road map to life when we've gone astray.
The urge to "take arms against a sea of troubles and by opposing them, end them!

Powerful Choleric is the dynamic person who dreams the impossible dream and aims to reach the unreachable star. He feels, like Robert Browning, "A man's reach must exceed his grasp or what's a heaven for?" Powerful Choleric is always aiming, reaching, succeeding. While Popular Sanguine is talking and Perfect Melancholy is thinking, Powerful Choleric is achieving. He is the easiest temperament to understand and get along with, as long as you live by his golden rule: "Do it my way NOW!"


Powerful Choleric Personality Temperament

The Extrovert The Doer The Optimist

STRENGTHS

POWERFUL CHOLERIC’S EMOTIONS

Born leader
Dynamic and active
Compulsive need for a change
Must correct wrongs
Strong willed and decisive
Unemotional
Not easily discouraged
Independent and self sufficient
Exudes confidence
Can run anything

POWERFUL CHOLERIC AS A PARENT

Exerts sound leadership
Establishes goal
Motivates family to action
Knows the right answer
Organizes household

POWERFUL CHOLERIC AT WORK

Goal oriented
Sees the whole picture
Organizes well
Seeks practical solutions
Moves quickly to action
Delegates work
Insists on production
Makes the goal
Stimulates activity
Thrives opposition

POWERFUL CHOLERIC AS FRIEND

Has little need for friends
Will work for group activity
Will lead and organize
Is usually right
Excels in emergencies

WEAKNESSES

Bossy
Unsympathetic
Resistant
Frank
Impatient
Unaffectionate
Headstrong
Proud
Argumentative
Nervy

Workaholic
Tactless
Domineering
Intolerant
Manipulative
Stubborn
Lord over others
Short-tempered
Rash
Crafty

For other Personality Temperament, click Self-Discovery Category.

Source: Personality Plus by Florence Littauer

Monday, November 10

Let's Get Organized with Perfect Melancholy

Here's the continuation of my "Who I am: My Personality Temperament" ... to read the intro article, click here.

This article tells the description, strengths and weaknesses of a Melancholy Person...still in verbatim ...in the words of Florence Littauer, author of Personality Plus....
======

Oh, how the world needs Perfect Melancholy!


The depth to see into the heart and soul of life.
The artistic nature to appreciate the beauty of the world.

The talent to create a masterpiece where nothing existed before.

The ability to analyze and arrive at the proper solution.

The eye for detail while others do shoddy work.

The aim to finish what they start.

The pledge, "If it's worth doing, it's worth doing right."

The desire to do" all things decently and in order."


Perfect Melancholies are the thinkers. They are people who are serious of purpose, dedicated to order and organization, and appreciative of beauty and intelligence. They don't dash off in search of excitement but analyze the best plan for their lives. Without Perfect Melancholies, we would have little poetry, art, literature, philosophy or symphonies. We would be missing the culture, refinement, taste, and talent so deep within our natures. We would have fewer engineers, inventors, scientist; our ledgers might be lost and our columns wouldn't balance.

Perfect Melancholies are the soul, the mind, the spirit, the heart of humanity.

Perfect Melancholy Personality Temperament
• The Introvert • The Thinker • The Pessimist
STRENGTHS
PERFECT MELANCHOLY’S EMOTIONS
Deep and thoughtful
Analytical
Serious and purposeful
Genius prone
Talented and creative
Artistic or musical
Philosophical and poetic
Appreciative of beauty
Sensitive to others
Self-sacrificing
Conscientious
Idealistic

PERFECT MELANCHOLY AS A PARENT
Set high standards
Want everything done right
Keeps home in good order
Picks up after children
Sacrifices own will for others
Encourages scholarship and talent

PERFECT MELANCHOLY AT WORK
Schedule oriented
Perfectionist, high standards
Detail conscious
Persistent and thorough
Orderly and organized
Neat and tidy
Economical
Sees the problems
Finds creative solutions
Needs to finish what is started
Likes charts, graphs, figures, lists

PERFECT MELANCHOLY AS FRIEND
Make friends cautiously
Content to stay in background
Avoids causing attention
Faithful and devoted
Will listen to complaints
Can solve others problems
Deep concern for other people
Moved to tears with compassion
Seeks ideal mate
WEAKNESSES
Bashful
Unforgiving
Resentful
Fussy
Insecure
Unpopular
Hard to please
Pessimistic
Alienated
Negative attitude
Withdrawn
Too sensitive
Depressed
Introvert
Moody
Skeptical
Loner
Suspicious
Revengeful
Critical

For other Personality Temperament, click Self-Discovery Category.

Source : Personality Plus by Florence Littauer



Saturday, November 8

Let's Have Fun with Popular Sanguine

Here's the continuation of my "Who I am: My Personality Temperament" ... to read the intro article, click here.

This article tells the description, strengths and weaknesses of a Sanguine Person...still in verbatim ...in the words of Florence Littauer, author of Personality Plus....
=====

Oh! how this world needs Popular Sanguines!


The lift of joy in times of trouble.
The touch of innocence in a jaded area.
The word of wit when we're weighted down.
The lift of humor when we're heavyhearted.
The ray of hope to blow away our black clouds.
The enthusiasm and energy to start over and over again.
The creativity and charm to color a drab day.
The simplicity of a child in complex situations.

Popular Sanguine is off swinging on a star, bringing moonbeams home in a jar. Popular Sanguine loves the fairy tales of life and wants to live happily ever after.





Popular Sanguine Personality Temperament
• The Extrovert • The Talker • The Optimist
STRENGTHS
POPULAR SANGUINE’S EMOTIONS
Appealing personality
Talkative, Storyteller
Life of the party
Good sense of humor
Memory for color
Physically holds on to listener
Emotional and demonstrative
Enthusiastic and expressive
Cheerful and bubbling over
Curious
Good on stage
Wide-eyed and innocent
Lives in the present
Changeable disposition
Sincere at heart
Always a child

POPULAR SANGUINE AS A PARENT
Makes home fun
Is liked by children’s friends
Turns disaster into humor
Is the circus master


POPULAR SANGUINE AT WORK
Volunteers for jobs
Thinks up new activities
Looks great on the surface
Creative and colorful
Has energy and enthusiasm
Starts in a flashy way
Inspires others to join
Charms others to work

POPULAR SANGUINE AS FRIEND
Makes friends easily
Loves people
Thrives on compliments
Seems exciting
Envied by others
Doesn’t hold grudges
Apologizes quickly
Prevents dull moments
Likes spontaneous activities


WEAKNESSES
Brassy
Undisciplined
Repetitious
Forgetful
Interrupts
Unpredictable
Haphazard
Permissive
Angered easily
NaĆÆve
Wants credit
Talkative
Disorganized
Inconsistent
Messy
Show-off
Loud
Scatterbrained
Restless
Changeable

For other Personality Temperament, click Self-Discovery Category.

Source : Personality Plus by Florence Littauer

Thursday, November 6

Take 100% Responsibility of Your Life (Part 2)

Ho'oponopono time again!

Let's be careful with our thinking and feeling process.

Remember! For every thought we worded out or verbalized or written, someone will actualize.

Let's always be aware of what we are thinking and feeling.

Let's manage our mental and emotional lives.

Tuesday, November 4

Take 100% Responsibility of Your Life

Last December, I was given a book as a Christmas gift by an officemate. The book is The Success Principles by Jack Canfield.

Wow! The book is full of insights!

I'm writing here the insights that I highlighted in the book... read on...

Chapter 1 : TAKE 100% RESPONSIBILITY FOR YOUR LIFE

A pervasive myth: We are entitled to a great life -- that somehow, somewhere, someone (certainly not us) is responsible for filling our lives with continual happiness, exciting career options, nurturing family time, and blissful personal relationships simply because we exist.

But the real truth is that there is only one person responsible for the quality of the life you live. That person is YOU.

It is time to stop looking outside yourself for the answers to why you haven't created the life and results you want, for it is you who creates the quality of the life you lead and the results you produce. You--no one else.

To achieve major success in life--to achieve those things that are most important to you--you must take 100% responsibility for your life. Nothing less will do.

Taking 100% responsibility means you acknowledge that you create everything that happens to you. It means you understand that you are the cause of all of your experience. If you want to be really successful then you will have to give up blaming and complaining and take total responsibility for your life--that means all your results, both successes and failures. That is the prerequisite for creating a life of success. It is only by acknowledging that you have created everything up until now that you can take charge of creating the future you want.

If you realize that you have created your current conditions, then you can uncreate them and re-create them at will.

Everything you experience in life--both internally and externally--is the result of how you have responded to a previous event.

If you keep on doing what you've always done, you'll keep on getting what you've always got.

Insanity or stupidity is doing the same over and over again and expecting different results.

The day you change your responses is the day your life will begin to get better!

'Til here for awhile for the insights of Success Principles, hold on and visit (click) http://i-empowermyself.blogspot.com/ for my next blog on Success Principles.

Suggest that you get a copy of the book, too!
 
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