Investments and Investing: OWNERSHIP INVESTMENTS

My notes for Ownership Investments...

In addition to Real Estate investments, there's another one for Ownership Investments-the STOCK MARKET.

Stock Market is the place where shares of a company are exchanges for the money of investors.

The companies raise money from the public to expand operations thru stock market. Take note that these companies do not guarantee that they will raise money for their investors.

Tips:
The goal of the investors is to profit or raise money on the shares they buy. Since there is no guarantee on the earnings, investors must ensure that they carefully select the companies they buy the shares of.

Buying and selling of stocks are thru stockbroker. One can choose a broker from Philippine Stock Exchange or thru its website: www.pse.com.ph

Investments and Investing: PASSIVE ENTREPRENEURSHIPS

My notes for "Passive Entrepreneurships" or simply put "Ownership Investments"

Real Estate is one form of "Ownership Investments."

Being into a real estate business can be a good one, however, the investor must be able to consider the ff:

• conceptualization of feasible projects
• selection of strategic and right location
• acquisition of the property at a good price
• security of proper financing
• completion of the project in the set timetable and budget
• sell the project within the set time frame and price
• administration of the selling and/or leasing of the property

With a hat that size, you'll have no trouble

Investments and Investing: GOVERMENT SECURITIES

My notes for Government Securities...

Government Securities or GS come in the form of treasury bills or treasury bonds.

The safest government securities are those issued by more developed countries.

For Filipinos, Philippine Government Securities are the most "risk-free" Philippine peso investments.

Tips:
The ideal investments for Pinoys who do not have to use their savings for 3 to 5 years are Government Securities. Only the government can print the money to pay off government securities.

Investments and Investing: BONDS

Here are my notes for BONDS...

Bonds are issued by the government and large corporations. Its purpose is to raise fund for specific projects.

Bonds offer a fixed of amount of interest (which is called the coupon rate) for a fixed period of time (this is the maturity date or due date) usually for a long period of time.

Note that at maturity date, the exact amount of the bond will be repaid to you and the interest payment stops.

More, interest rates on bonds are normally higher than the rates paid the banks.

Tips:
If you are nearing the or are in retirement years and your goal is "never or do not lose money," then a bond from a stable government is the best investment.