Affirmations for the day

I know that money is an idea in Divine Mind. It symbolizes wealth; I recognize it as a means of exchange. All of God’s ideas are good. God created all things; He pronounced His creation good and very good. Money is good. I use it wisely, judiciously, and constructively. I use it to bless mankind. It is a very convenient symbol; I rejoice in its circulation. God’s ideas are instantly available to me; I have a Divine surplus. God is my source of supply; that is my supply now. Wealth of all kinds flows to me in avalanches of abundance. There is only One God and One Mind; every idea in the Mind of God is spiritual. My relationship to money is friendly. It is a symbol of God’s wealth and His infinite abundance. The idea of money is omnipresent; I am one with all of the wealth in the world. I use it for good only and I thank thee, Father, for thy supply.

Sources of Passive Income: Business Owner

Business Owner's referred here are those Big Employers. Those who owns Big Corporations or Group-of-Companies.

The way I understand Business Owner’s world is that their businesses started half a century ago or more. Those century-old businesses were started by their great, great grandparents. Of course the great, great grandparents usually started small and fought their way up. And these businesses were once-upon-a-time a small business and eventually grew to a gigantic conglomerate of businesses.

And, now they are those who influence and sometimes dictate the economy.

Wow! Meaning, if we started today, our next-generation bloodlines may end up as one of the giants of the business world!

Affirmations for the day

I have absolute trust in God and all things good. I know that I will be able to meet any situation at any time, for God is my immediate source of supply, presenting me with all necessary ideas, in the right way and at the right time. God’s riches are forever flowing freely in my life, and there is always a Divine surplus. As I repeat these truths, I know my mind is being conditioned to receive Divine supply forever flowing.

Reminder: Build Your Empire

Whatever we do and no matter how busy we are. Let’s always set aside an undisturbed time in our day to build our empire. And, call that undisturbed time as “I-am-building-my-empire” time. This is our life. It is our personal responsibility to uplift ourselves. Let’s shoulder and accept 101% responsibility for our finances.

Sabi ng mga lola ko, “Apo, huwag mong iasa ang buhay mo sa iba!”

I’m grateful having mga lola like them

Sources of Active Income: Self-Employed or Professional

One day, while having a conversation with a new found friend, He asked me what is my profession.

I said, “I am an Accountant.”

“Oh!” said the person, “it’s one of the most difficult courses! Only few pass the board examination in your field.”

“Would you mind if I ask?” “Are you already a board passer?”

I said, “Yes! In fact, I have two certifications in two Accounting fields. I’m a Certified Public Accountant and a Certified Management Accountant. I passed the first and got an exemption to the second. I am exempted from taking a Global examination.

Wow! You must be good, he replied. “Not at all,” I answer, “I think I’m lucky and blessed, I asked for it in my prayers and my prayers were answered.”

“But you know what?”

“What?”

“I realized Jim Rohn is right.”

“Formal Education will give you a Living;

Self Education will bring you a Fortune.”

“Meaning, even if I start practicing my profession on my own or build a consulting firm today or be self-employed today, it will not bring me the FORTUNE or life I want to live.”

“I want to have both the time and money!”

“I may have the money but not the time or I may have the time but not the money.”

If I decided to be in a Self-Employment group today, here’s what I realize…

….“Income is based on the outcome or the result of my service. If I have NO WORK RESULTS, I will NOT RECEIVE PAYMENT from clients.”

… “I need to put in more time to produce or provide more outcome/results to increase my income.”

…“What’s risky is if I did not make well, I won’t have money to put in my retirement fund.”

…“I have to absorb all of the costs/expenses being on my own.”

…“ No Boss. Yes! But I have to face all the problems alone.”

…“And, when I want to go on vacation, I can not go on leave! I can not leave behind my practice or my firm.”

What a way of life? Huh!

Thanks God! I have a choice!

Currently, I'm working out five streams of passive income so in five year's time I'm out of the corporate world and enjoy my financial freedom.

Sources of Active Income: Get a Job, Get Employed, Be an Employee

•Hi,

Here's what we get when we are EMPLOYEES:

• Fixed income per month. No Work-No Pay (for the non-regulars)
• Increase in income is about 5-15% per year.
• Significant increase in income occurs when promoted or pirated.
• Need to work for a multinational or big company, retirement may come with a lump sum amount (1-1.5 month salary/year of service.
• Used to be a SECURED way of earning. However, with the trend towards company mergers, spin-off and consolidation, Job Security is becoming the thing of the past.

Even if we get or promoted to the highest position in the company, still we will experience any one of the above.

Kahit CEO pa ang posisyon, still Company Employee Only pa rin ako (even the position is CEO, still it is a Company Employee Only position)

Moreso, if an employee got hold of a Management and UP positions, precious time is traded off with the quantity and quality time that should have been spent with the family. Sometimes, a trade-off with a relaxing, refreshing and revitalizing sleep. No wonder, we encounter managers or executives who are maiinit ang ulo and masusungit (mean headed) kasi kulang sa tulog (because of lack of sleep).

One more sad thing, especially to those who are working abroad and leaving their family in their home country, people are leaving a spouse or a partner and/or children to work abroad. Over the years, we are changing and growing. And we are not part of that changing times of our love ones. Consequently, common painful outcomes abound: the children do not know personally who their parents are or a spouse/partner eloped with someone else. Why? because we do not have bonding moments with them. We (the us, who are working abroad/away) are not around, when they needed us the most. We are not around when they need our helping hand or they need a shoulder to cry on. The one working away with the family and the love ones/family who are left behind do not have the time together in facing/overcoming challenging moments of their lives. Painful and tear jerking, isn't it?

Worst of all, over or excess time spent working in the office/job is traded off with the time that should have been spent in developing ourselves, improving our life, working on our financial freedom so we can do what we want like travelling around the world, cruising the carribean or climbing the Alaska glaciers with our family. Or devote some time for doing philanthropic activities like giving free time in teaching street children so they can build better future for themselves. That way we contribute to the betterment of the Earth we live in.

So, Good luck to us employees in living our lives in the invisible prison of the employment world!

That's why I am educating myself about Financial Intelligence and Financial Freedom. You should, too!

Imagine the cost of ignorance. Imagine the price that we have to pay simply because we lack the financial intelligence and we are not financially free.

Give up the excuse of not having! There's a way out!

Take 100% responsibility of your finances!

Start educating yourself NOW!

Active Income versus Passive Income

Last week, I'm reading the book Rich Dad Poor Dad by Robert Kiyosaki and yesterday, the Rich Woman by Kim Kiyosaki.

Wow! I'm amaze with the wisdom of these couple. They have a heart in helping people to be aware and conscious about personal finance and financial freedom.

The way I understand their books, here's what they want to convey:

Active Income	Passive Income
Income is earned from Activity	Income is earned from the development or acquisition of Assets
Income is proportional to time spent	Income is INDEPENDENT of TIME
Typically, you work for 40 hours/per week 40 years.	Retirement is a function of Passive Income not Time.

CashFlow Quadrant
Active Income	Passive Income

Left Side of the Quadrant	Right Side of the Quadrant
90% of the people earns 10% of the wealth	10% of the people earns 90% of the wealth
Activity-based or Active income ( you work for money)	Asset-based or Passive/On-going income ( money works for you )

I'm truly grateful to the Financially Intelligent couple who started it all, Robert and Kim Kiyosaki for making us aware and making us learn about financial intelligence.

For self education on Financial Intelligence and Financial Freedom, I suggest you get hold of Rich Dad Poor Dad by Robert Kiyosaki and Rich Woman by Kim Kiyosaki books.

Likewise, thank you to the following Empowered Pinoy, for their desires and efforts in helping us free ourselves financially.

Internet Marketing - Jomar Hilario
Real Estate Investing - Larry Gamboa
I Am Truly Rich - Bo Sanchez

What is your Temperament or Temperament Blend?

What is your Temperament?

I took the Personality Temperament Test from the Personality Plus book by Florence Littauer and the Temperament Test Online

Here's my score:

• Melancholy 20%
  
• Phlegmatic 8%
  
• Sanguine 20%
  
• Choleric 52%

Total = 100%

Results are showing that I am a blend of Choleric-Sanguine-Melancholy...

My Choleric qualities

• Determined
• Strong-willed
• Independent
• Decisive
• Visionary
• Courageous
• Self-confident
• Leader
  
• Unsympathetic
• Insensitive
• Self-sufficient
• Unforgiving
• Opinionated
  

My Sanguine qualities

• Charisma
• Friendly
• Talkative
• Restless
  
• Forgetful
• Interrupts
• Unpredictable
• Angered easily
• Disorganized
• Messy
• Scatterbrained
  

My Melancholy qualities

• Gifted
  
• Analytical
• Perfectionist
• Idealistic
• Moody
• Critical
• Self-centered
• Touchy/Too sensitive
  
• Resentful
• Hard to please
• Withdrawn

My Phlegmatic qualities

• Diplomatic
  
• Practical
  
• Self-fish
• Stingy
• Stubborn

(...ay ang fangit...plz unawain nyo na lamang po ako f u find me not so likeable eto po ang pinagkaloob na personality temperament blend sa akun...tenks)

Personality Temperament Blends

As a review, there are four main temperaments:

• Choleric
• Sanguine
• Melancholy
• Phlegmatic
  

Out of these temperaments, a person can have at least a combination of two personality temperament blends. Though there are people who have three temperaments but they are only few.

The Twelve Temperament Blends are the following:

• ChlorSan - Choleric Sanguine
• ChlorMel - Choleric Melancholy
• ChlorPhleg - Choleric Phlegmatic
• SanChlor - Sanguine Choleric
• SanMel - Sanguine Melancholy
• SanPhleg - Sanguine Phlegmatic
• MelChlor - Melancholy Choleric
• MelSan - Melancholy Sanguine
• MelPhleg - Melancholy Phlegmatic
• PhlegChlor - Phlegmatic Choleric
• PhlegSan - Phlegmatic Sanguine
• PhlegMel - Phlegmatic Melancholy

To know your temperament, take the personality plus profile test from the book Personality Plus by Florence Littauer or you may take the test online: Personality Temperament Test.

Let's Relax with Peaceful Phlegmatic

Here's the continuation of my "Who I am: My Personality Temperament" ... to read the intro article, click here.

This article tells the description, strengths and weaknesses of a Phlegmatic Person...still in verbatim ...in the words of Florence Littauer, author of Personality Plus....

=====

Oh, how the world needs Peaceful Phlegmatic!

The stability to stay straight on course.
The patience to put up with provokers.
The ability to listen, while others have their say.
The gift of meditation, uniting opposite forces.
The purpose of peace at almost any price.
The compassion ti comfort those hurting.
The determination to keep your head, while all around are losing theirs.
The will to live in such a way that even your enemies can't find anything bad to say about you.

Peaceful Phlegmatic tones down the wild schemes of Popular Sanguines. Peaceful Phlegmatic refuses to get too impressed with the brilliant decisions of Powerful Choleric. Peaceful Phlegmatic doesn't take too seriously the intricate plans of Perfect Melancholy.

Peaceful Phlegmatic is the great leveler of us all, showing us, "It doesn't really matter that much." And in the long run, it really doesn't!

Peaceful Phlegmatic Personality Temperament
• The Introvert • The Watcher • The Pessimist
STRENGTHS
PEACEFUL PHLEGMATIC’S EMOTIONS Low-key personality Easygoing and relaxed Calm. Cool, and collected Patient, well balanced Consistent life, Quiet but witty Sympathetic and kind Keeps emotions hidden Happily reconciled to life All purpose person PEACEFUL PHLEGMATIC AS A PARENT Makes a good parent Takes time for the children Is not in a hurry Can take the good with the bad Doesn’t get upset easily	PEACEFUL PHLEGMATIC AT WORK Competent and steady Peaceful and agreeable Has administrative ability Mediates problems Avoids conflicts Good under pressure Finds the easy way PEACEFUL PHLEGMATIC AS FRIEND Easy to get along Pleasant and enjoyable Inoffensive Good listener Dry sense of humor Enjoys watching people Has many friends Has compassion and concern
WEAKNESSES
Blank Unenthusiastic Reticent Fearful Indecisive Uninvolved Hesitant Plain Aimless Nonchalant	Worrier Timid Doubt Indifferent Mumbles Slow Lazy Sluggish Reluctant Compromising

For other Personality Temperament, click Self-Discovery Category.

Source: Personality Plus by Florence Littauer

Let's Get Moving with Powerful Choleric

Here's the continuation of my "Who I am: My Personality Temperament" ... to read the intro article, click here.

This article tells the description, strengths and weaknesses of a Choleric Person...still in verbatim ...in the words of Florence Littauer, author of Personality Plus....
======

Oh, how this world needs Powerful Choleric!

The firm control when others are losing theirs.
The cut of decision for foggy minds.
The grip of leadership to head us to the good.
The willingness to take a chance in a doubtful situation.
The confidence to hold true in the face of ridicule.
The independence to stand alone and be counted.
The road map to life when we've gone astray.
The urge to "take arms against a sea of troubles and by opposing them, end them!

Powerful Choleric is the dynamic person who dreams the impossible dream and aims to reach the unreachable star. He feels, like Robert Browning, "A man's reach must exceed his grasp or what's a heaven for?" Powerful Choleric is always aiming, reaching, succeeding. While Popular Sanguine is talking and Perfect Melancholy is thinking, Powerful Choleric is achieving. He is the easiest temperament to understand and get along with, as long as you live by his golden rule: "Do it my way NOW!"

Powerful Choleric Personality Temperament
• The Extrovert • The Doer • The Optimist
STRENGTHS
POWERFUL CHOLERIC’S EMOTIONS Born leader Dynamic and active Compulsive need for a change Must correct wrongs Strong willed and decisive Unemotional Not easily discouraged Independent and self sufficient Exudes confidence Can run anything POWERFUL CHOLERIC AS A PARENT Exerts sound leadership Establishes goal Motivates family to action Knows the right answer Organizes household	POWERFUL CHOLERIC AT WORK Goal oriented Sees the whole picture Organizes well Seeks practical solutions Moves quickly to action Delegates work Insists on production Makes the goal Stimulates activity Thrives opposition POWERFUL CHOLERIC AS FRIEND Has little need for friends Will work for group activity Will lead and organize Is usually right Excels in emergencies
WEAKNESSES
Bossy Unsympathetic Resistant Frank Impatient Unaffectionate Headstrong Proud Argumentative Nervy	Workaholic Tactless Domineering Intolerant Manipulative Stubborn Lord over others Short-tempered Rash Crafty

For other Personality Temperament, click Self-Discovery Category.

Source: Personality Plus by Florence Littauer

Let's Get Organized with Perfect Melancholy

Here's the continuation of my "Who I am: My Personality Temperament" ... to read the intro article, click here.

This article tells the description, strengths and weaknesses of a Melancholy Person...still in verbatim ...in the words of Florence Littauer, author of Personality Plus....
======

Oh, how the world needs Perfect Melancholy!

The depth to see into the heart and soul of life.
The artistic nature to appreciate the beauty of the world.
The talent to create a masterpiece where nothing existed before.
The ability to analyze and arrive at the proper solution.
The eye for detail while others do shoddy work.
The aim to finish what they start.
The pledge, "If it's worth doing, it's worth doing right."
The desire to do" all things decently and in order."

Perfect Melancholies are the thinkers. They are people who are serious of purpose, dedicated to order and organization, and appreciative of beauty and intelligence. They don't dash off in search of excitement but analyze the best plan for their lives. Without Perfect Melancholies, we would have little poetry, art, literature, philosophy or symphonies. We would be missing the culture, refinement, taste, and talent so deep within our natures. We would have fewer engineers, inventors, scientist; our ledgers might be lost and our columns wouldn't balance.

Perfect Melancholies are the soul, the mind, the spirit, the heart of humanity.

Perfect Melancholy Personality Temperament
• The Introvert • The Thinker • The Pessimist
STRENGTHS
PERFECT MELANCHOLY’S EMOTIONS Deep and thoughtful Analytical Serious and purposeful Genius prone Talented and creative Artistic or musical Philosophical and poetic Appreciative of beauty Sensitive to others Self-sacrificing Conscientious Idealistic PERFECT MELANCHOLY AS A PARENT Set high standards Want everything done right Keeps home in good order Picks up after children Sacrifices own will for others Encourages scholarship and talent	PERFECT MELANCHOLY AT WORK Schedule oriented Perfectionist, high standards Detail conscious Persistent and thorough Orderly and organized Neat and tidy Economical Sees the problems Finds creative solutions Needs to finish what is started Likes charts, graphs, figures, lists PERFECT MELANCHOLY AS FRIEND Make friends cautiously Content to stay in background Avoids causing attention Faithful and devoted Will listen to complaints Can solve others problems Deep concern for other people Moved to tears with compassion Seeks ideal mate

WEAKNESSES
Bashful Unforgiving Resentful Fussy Insecure Unpopular Hard to please Pessimistic Alienated Negative attitude	Withdrawn Too sensitive Depressed Introvert Moody Skeptical Loner Suspicious Revengeful Critical

For other Personality Temperament, click Self-Discovery Category.

Source : Personality Plus by Florence Littauer

Let's Have Fun with Popular Sanguine

Here's the continuation of my "Who I am: My Personality Temperament" ... to read the intro article, click here.

This article tells the description, strengths and weaknesses of a Sanguine Person...still in verbatim ...in the words of Florence Littauer, author of Personality Plus....
=====

Oh! how this world needs Popular Sanguines!

The lift of joy in times of trouble.
The touch of innocence in a jaded area.
The word of wit when we're weighted down.
The lift of humor when we're heavyhearted.
The ray of hope to blow away our black clouds.
The enthusiasm and energy to start over and over again.
The creativity and charm to color a drab day.
The simplicity of a child in complex situations.

Popular Sanguine is off swinging on a star, bringing moonbeams home in a jar. Popular Sanguine loves the fairy tales of life and wants to live happily ever after.

Popular Sanguine Personality Temperament
• The Extrovert • The Talker • The Optimist
STRENGTHS
POPULAR SANGUINE’S EMOTIONS Appealing personality Talkative, Storyteller Life of the party Good sense of humor Memory for color Physically holds on to listener Emotional and demonstrative Enthusiastic and expressive Cheerful and bubbling over Curious Good on stage Wide-eyed and innocent Lives in the present Changeable disposition Sincere at heart Always a child POPULAR SANGUINE AS A PARENT Makes home fun Is liked by children’s friends Turns disaster into humor Is the circus master	POPULAR SANGUINE AT WORK Volunteers for jobs Thinks up new activities Looks great on the surface Creative and colorful Has energy and enthusiasm Starts in a flashy way Inspires others to join Charms others to work POPULAR SANGUINE AS FRIEND Makes friends easily Loves people Thrives on compliments Seems exciting Envied by others Doesn’t hold grudges Apologizes quickly Prevents dull moments Likes spontaneous activities

WEAKNESSES
Brassy Undisciplined Repetitious Forgetful Interrupts Unpredictable Haphazard Permissive Angered easily Naïve	Wants credit Talkative Disorganized Inconsistent Messy Show-off Loud Scatterbrained Restless Changeable

For other Personality Temperament, click Self-Discovery Category.

Source : Personality Plus by Florence Littauer

Take 100% Responsibility of Your Life (Part 2)

Ho'oponopono time again!

Let's be careful with our thinking and feeling process.

Remember! For every thought we worded out or verbalized or written, someone will actualize.

Let's always be aware of what we are thinking and feeling.

Let's manage our mental and emotional lives.

Take 100% Responsibility of Your Life

Last December, I was given a book as a Christmas gift by an officemate. The book is The Success Principles by Jack Canfield.

Wow! The book is full of insights!

I'm writing here the insights that I highlighted in the book... read on...

Chapter 1 : TAKE 100% RESPONSIBILITY FOR YOUR LIFE

A pervasive myth: We are entitled to a great life -- that somehow, somewhere, someone (certainly not us) is responsible for filling our lives with continual happiness, exciting career options, nurturing family time, and blissful personal relationships simply because we exist.

But the real truth is that there is only one person responsible for the quality of the life you live. That person is YOU.

It is time to stop looking outside yourself for the answers to why you haven't created the life and results you want, for it is you who creates the quality of the life you lead and the results you produce. You--no one else.

To achieve major success in life--to achieve those things that are most important to you--you must take 100% responsibility for your life. Nothing less will do.

Taking 100% responsibility means you acknowledge that you create everything that happens to you. It means you understand that you are the cause of all of your experience. If you want to be really successful then you will have to give up blaming and complaining and take total responsibility for your life--that means all your results, both successes and failures. That is the prerequisite for creating a life of success. It is only by acknowledging that you have created everything up until now that you can take charge of creating the future you want.

If you realize that you have created your current conditions, then you can uncreate them and re-create them at will.

Everything you experience in life--both internally and externally--is the result of how you have responded to a previous event.

If you keep on doing what you've always done, you'll keep on getting what you've always got.

Insanity or stupidity is doing the same over and over again and expecting different results.

The day you change your responses is the day your life will begin to get better!

'Til here for awhile for the insights of Success Principles, hold on and visit (click) http://i-empowermyself.blogspot.com/ for my next blog on Success Principles.

Suggest that you get a copy of the book, too!

Who Am I: My Personality Temperament

This time I got hold of a Personality Plus Book by Florence Littauer.

In chapter 1 of the book states "There's Only One You" "No Two Alike" "Each One of Us Is Unique" The author is right. It's What's Underneath That Counts.

Here's Florence Littauer's words in verbatim...would want to share this insights to my love ones so we understand one another and deal in better ways...

We were all born with our own temperament traits, our raw material, our own kind of rock. Some of us are granite, some marble, some alabaster, some sandstone. Our type of rock doesn't change, but our shapes can be altered. So it is with our personalities, We start with our own set of inborn traits. Some of our qualities are beautiful with strains of gold. Some are blemished with fault lines of gray. Our circumstances, IQ, nationality, economics, environment, and parental influence can mold our personalities, but the rock underneath remains the same.

My temperament is the real me; my personality is the dress I put on over me. I can look in the mirror in the morning and see my face, my body, myself. That's the real me. I can put on a flattering dress to camouflage too many curves. I've taken the real me and dressed it up, but I haven't permanently changed what's underneath.

If only we could understand ourselves:
Know what we're made of
Know who we really are
Know why we react as we do
Know our strengths and how to amplify them
Know our weaknesses and how to overcome them

I suggest that you buy a copy of the book. It shows us how to examine ourselves, how to polish up our strengths, and how to chip away our weaknesses. When we know who we are and why we act the way we do, we can begin to understand our inner selves, improve our personalities, and learn to get along with others. We are not going to try to imitate someone else, put on a brighter dress or new tie or cry over the kind of stone we're made from. We're going to do the very best we can with the raw material available.

Imitations abound, but there's only one you.

To find our own raw material and understand our basic natures, let's examine the personality or temperament groupings first established by Hippocrates 24 hundred years ago.

We will have fun with the POPULAR SANGUINES, who exude enthusiasm.

We'll get serious with PERFECT MELANCHOLIES, who strive for perfection in all things.

We'll charge forth with the POWERFUL CHOLERICS, who are born leaders.

And we'll relax with the PEACEFUL PHLEGMATICS, who are happily reconciled to life.

No matter who we are, we have something to learn from each of these types.

The book has a Personality Temperament Test inside. Having done the test, I'm a blend of Choleric-Sanguine. But other people see me as a blend of Choleric-Melancholy. This made me confuse...so being self-aware, I'm observing myself so to resolve my confusion. The result of the test is true and what other people see in me is also true. I am a blend of Choleric, Sanguine and Melancholy. I have most of the strengths of Choleric - Sanguine and the weaknesses of a Melancholy. It seems that I'm those few who have more than two blend.

Maybe, you are wondering what I'm talking about. Maybe, you are asking what is Choleric or what is Sanguine or what is Melancholy or what blend? Click on the Temperament (the capitalized letters) above so you will know the description, strengths and weaknesses.

Or for more details on the Personality Temperament, click on the Self-Discovery Category.

Thanks Florence! Now, I understand why my Mom is like that...hehehe

Source: Personality Plus by Florence Littauer

Happy Hallooween

Happy Halloween!