Investments and Investing: ACTIVE ENTREPRENEURSHIPS

My notes on ACTIVE ENTREPRENEURSHIPS
====

Active Entrepreneurship is simply meant starting a business.

Starting a business is a sure way to earn big profits, however, the entrepreneur must bear in mind 3 things pointers...

Neuroplasticity (Part 1)

Neurosplasticity, also known as brain plasticity, is the ability of brain cells to make new connections. At this moment, your brain cells are making an average of one million new connections per second.

Our Powerful Brain (Part 2)

Underlying facts about the brain (continuation)


Also, in the past, scientists thought that brains are hardwired that people are born with genetic predispositions therefore people can not change. Hence, the saying, “you can not teach an old dog a new trick.” However with a new branch of physics called quantum physics and continuous research of brain-mind scientists, they discovered that brain can grow new brains cells (neurons) thru neurogenesis process.

Therefore, the good news is we can change the beliefs, behaviors, perceptions, and habits conditioned into our brain (internal programming) in the past and tap our brain’s inherent genius to achieve our goals and dreams.

Our Powerful Brain (Part 1)

Our Brain

Our brain is the most sophisticated, complex, and miraculous piece which is located at the top of our physical body and in between our ears.

Underlying facts about the brain

Quantum physicists and brain-mind scientist found out that we are made of energy. If one will look at the smallest, most fundamental pieces of matter (not the atoms, protons, and electrons but the minuscule neutrons, gluons, quarks, and mesons that these subatomic particles are made of) thru a high-powered microscope, one will see little bits of electronic magnetic vibrating waves of light. Those bits are what we are made of and our brain controls the vibration of every one of them.

To be continued ... read here

Unite Mentally and Emotionally

"Unite Mentally and Emotionally"

For a miracle to happen to us, all we need to do is unite our selves mentally and emotionally with the better-life we wish to have. Accordingly, the creative powers of our subconscious mind will respond.

Begin today, as in this very moment. Let miracles happen to us. Keep on keeping on until the day breaks and the shadows flee away.

The Law Of Life Is The Law Of Belief

The law of life is the law of belief.

Generally, beliefs are deeply seated thoughts in the subconscious mind.

As what a person thinks, feels and believes, so is the condition or quality of his or her mind, body and circumstances.

Beliefs and Prayers

Have you ever heard of answered prayers?

In contrast to what many people think, it is not what is believed in that bring answers to a person’s prayer.

Prayer is answered when the person’s subconscious mind responds to the mental image or thought in his/her mind.

People of various religions may get all answers to their prayers, despite of the differences among their stated doctrines and teachings. How can this be? The answer is because of belief or mental acceptance and receptivity about that for which they pray.

Basically, answered prayers are the realization of our heart’s yearning.

Miracles Is Just Within Our Reach

Miracles do happen. I have seen miracles everywhere and it happens to men and women, old and young, rich and poor.

You and I know it is. In the past, in one way or another, miracles happened to us. Miracles happened to me.

What I want is I want miracles happen to me again. So, I search how miracles happened…

And, I found out that miracles are given to us by God since we were born. Whether we believe in God or not, He gave us miracle-producing power from the time we were born or maybe from the time we were conceived by our mothers.

Our Power Within

At this time, I am putting together similar topics and writing a summary of what I read and learn about our inner power.

My references are The Power Of Your Subconscious Mind by Dr. Joseph Murphy, Having It All by John Assaraf, What To Say When You Talk To Your Self by Shad Helmstetter, Exploring The Powers Of Your Inner Mind by Jaime Licauco, Secrets Of The Millionaire Mind by Harv Eker and 8 Secrets Of The Truly Rich by Bo Sanchez.

I gave the title, "Our Power Within" for this one and I grouped similar topics/subtopics accordingly and made an outline summary.

Here’s the outline (looks like a table of contents…hmmm, seems like I can turn these into an e-book and sell…haha)…

My Style of Earnings Management

While having a chat with a friend, he complimented me the way I manage my earnings. He said it is a brilliant idea that he wished he learned and done before... Here's what I said to my friend...

First, I created fund groupings...the NOW fund, the BUFFER fund and the INVESTMENT fund.

The NOW Fund

I set aside part of my earnings to cover up my expenses for the current period/month.
In which I further categorized into the ff.:

Half-Hearted Commitment Makes Us Fail

We fail because we do not want it bad enough!

Even if we know and we are clear with what we want, still we experience failure. Why? Because KNOWING what we want is only the first step.

Becoming successful is like a computer game—the success is in the leveling up.

LEVEL UP!

What we want is the so-called “desires.”

“Desire” has levels. The first is the Wish level. Second is the Want level. And, third is the COMMIT level.

The WISH level

No explanatory needed. We experience this every day. We are always wishing for something. Like, “I wish to be rich,” “Only if I could, I will be…”
And, we know nothing happens in the just wishing level.

The WANT level

Ever notice when we say “I want this or that,” we bring ourself to action. We are planning for some battle plan to have that want. We act and bring some results.

And, when we do not get the results after we act we stop. We simply just get frustrated and simply conclude that our desires are not achievable or not realistic to achieve. We feel we are going to get ourselves killed in our mission and simply escape the battle.

The COMMIT level or the COMMITTED level or the COMMITMENT level

This is the level where the coward becomes brave.

The mindset is make things happen. The thinking becomes like the thinking of God. Making things happen. Nothing is impossible.

The determined mind is set and the focus is on the finish line.

The desire becomes burning. Burning desires! “I want it bad enough!” and “I am committed to have it whatever it takes!”

In this level, we feel and believe what we dream on is real and will exist and will happen in some near future. We know it will happen.

Why stop now? We already invested our time, efforts, energy and resources. Stopping now and in the middle of the battle is dangerously costly. The most crucial loss we will ever face is the lost time. We can bring back energy and resources. But the time lost is lost forever.

LEVEL UP to the COMMITMENT level. COMMITMENT will bring us to our destination—to our target.

Be fully committed to your dreams. Make it happen. Make it real.

Happy Halloween

Happy Halloween

Investments and Investing: OWNERSHIP INVESTMENTS

My notes for Ownership Investments...

In addition to Real Estate investments, there's another one for Ownership Investments-the STOCK MARKET.

Stock Market is the place where shares of a company are exchanges for the money of investors.

The companies raise money from the public to expand operations thru stock market. Take note that these companies do not guarantee that they will raise money for their investors.

Tips:
The goal of the investors is to profit or raise money on the shares they buy. Since there is no guarantee on the earnings, investors must ensure that they carefully select the companies they buy the shares of.

Buying and selling of stocks are thru stockbroker. One can choose a broker from Philippine Stock Exchange or thru its website: www.pse.com.ph

Investments and Investing: PASSIVE ENTREPRENEURSHIPS

My notes for "Passive Entrepreneurships" or simply put "Ownership Investments"

Real Estate is one form of "Ownership Investments."

Being into a real estate business can be a good one, however, the investor must be able to consider the ff:

• conceptualization of feasible projects
• selection of strategic and right location
• acquisition of the property at a good price
• security of proper financing
• completion of the project in the set timetable and budget
• sell the project within the set time frame and price
• administration of the selling and/or leasing of the property

With a hat that size, you'll have no trouble

When I Arrived At My Destination, I Say I Am Successful

We fail not because we are no good or no money or no etc.

We fail because we are not that clear enough with what we want. Yes, we want abundance, harmonious relationships, happiness, etc… We want all those faces of success be it financial, love life, career or whatever it is you and I want.

CLARITY…

Stop feeling bad when you feel you are a failure. Why? Because, you are the only person who can say you are successful or a failure.

Wait a minute! What is success again? Also, what is failure?

Wowowee!!! I Received A BEST BLOG Award...

Wowowee! What a surprise!?

Just came back and Baili surprised me by passing on to me a "BEST BLOG" Award...

Many thanks to you Baili of http://bailiandi.blogspot.com/ for this award...I really felt honored and appreciated.

Here's the AWARD given to me...

The BEST BLOG Award

I know some of you wonder how this honor is awarded. Rules and mechanics are very simple, to wit:

1. An awardee must pass this "BEST BLOG" Award to 15 bloggers who he/she thinks have the best and great blogs.

For the new awardee...
2. To receive and accept this award.

• Copy and save the award

• Make a post in your blog (like this one and write in your own words)

• In your post, mention the name of the blogger who awarded you and his/her blog link/URL

• Please do leave a comment in this post
  

And Oh do remember to contact the 15 bloggers to notify them that they have been chosen for this award.

Now, it's my turn to award and here are my BEST BLOG picks :

• DEATH TO MY CREDIT CARDS
  
• WORK AT HOME GENUINE
• A SIMPLE LIFE
• WIGGY'S WORLD
• STAY AT HOME MOM
• THE SOAP SEDUCTION
• LIVE LAUGH FROGS
• BETTER LIFE, BETTER HEALTH THROUGH CHIROPRACTIC
• POSITIVE MEN
• YOUR FUN FAMILY
• COMPUTER AID
• MARRIAGE AND BEYOND
• MY CROSSROADS
• MY SWEET HAVEN
• MAMA'S SANITY
  

Thank you for visiting my page :)

Investments and Investing: GOVERMENT SECURITIES

My notes for Government Securities...

Government Securities or GS come in the form of treasury bills or treasury bonds.

The safest government securities are those issued by more developed countries.

For Filipinos, Philippine Government Securities are the most "risk-free" Philippine peso investments.

Tips:
The ideal investments for Pinoys who do not have to use their savings for 3 to 5 years are Government Securities. Only the government can print the money to pay off government securities.

Investments and Investing: BONDS

Here are my notes for BONDS...

Bonds are issued by the government and large corporations. Its purpose is to raise fund for specific projects.

Bonds offer a fixed of amount of interest (which is called the coupon rate) for a fixed period of time (this is the maturity date or due date) usually for a long period of time.

Note that at maturity date, the exact amount of the bond will be repaid to you and the interest payment stops.

More, interest rates on bonds are normally higher than the rates paid the banks.

Tips:
If you are nearing the or are in retirement years and your goal is "never or do not lose money," then a bond from a stable government is the best investment.

Income Source: Work From Home

Thanks be to God! Nowadays, there are alternatives to earn money. Hence, it is okay if we lost jobs this recession or we can not find jobs or just simply we want to work from home.

Alternatives are blogging, internet marketing, sell products online and the oDesk.

Advantages of "work from home" are...

• chance to work comfortably at home with our kids just around us,

• having more than enough resources to feed our family

• chance to have a little luxury in life

I believe that GOD heard our prayers of having an income source without me going out of the country and leaving our family behind to look for greener pasture.


Excerpt from Hanayuki's testimony for oDesk,

"oDesk dramatically changed my life. Now my sister and some of my friends whom I shared my success has their own piece of story to tell about oDesk too, for they are as well working in oDesk." ...click here to read more

Have a nice day :) :) :)

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Hula Hoop To Flatten Abs

Sa tingin nyo po, noh po ang pinaka-mabisang pampaliit ng bewang o pam-flat ng abs? In your opinion what is the most effective exercise to flatten abs?

...para po sa akin, ung mag-hoola hoop everyday for at least 15 minutes...for me, the most effective is to do hula-hoop for at least 15 minutes a day.

nabasa ko po sa book, kaya daw ang tyan, bewang, abdomen, belly, abs, tummy ang pinaka-tabaing bahagi ng katawan ng tao o where fats are deposited the most is because...fats or adipose tissues, being inert tissue, naturally gravitates to the point of least activity. And, our abdomen is the least we move unlike our legs, arms and back. We naturally move our legs, arms and back daily so fats are not deposited in these areas of the body.

Fats in the abdomen are caused by local inactivity. As such, the logical and effective remedy is muscular movements/activities. That's why sometimes dieting or starving to death alone do not help or work. Mere walking, jogging or running alone will not solve the abdominal obesity, motions of the legs do not bring movements or actions to the tummy where the fats are deposited or stored. Hence, there is a need to do a direct activity for the abdomen so that the fatty tissues may be dislodged...

...best po na igalaw ang tyan...hoola hoop moves our abdomen and our entire mid-section...nde pa magastos:)

...and hoola hoop is what I do every now and then...I hoola hoop for 20 minutes 4 to 6 times a week...it worked for me...my abs is becoming flat and my waist is becoming small...I am becoming shapely now :):):)...this is me after my hula hoop work-out...sarap mag-hula hoop...ahahaha....

Income Source: oDesk

Good news for those who want to "work from home"...oDesk is the answer.

I heard this oDesk thing many months back. They say that you can earn while working at home.

Testimonial from Hanayuki, an oDesk Virtual Assistant...

After working for more than a year now as a Virtual Assistant in oDesk, I got the greatest and coolest news I never thought of. Friday, 2nd day of October 2009, I received an email from oDesk that among 250,000 plus providers all over the world , I am one of the TOP 25 VIRTUAL ASSISTANTS for the month of September! Awesome Feeling isn't it? That is where I got my badge “oDesk Top Virtual Assistant”.

With oDesk, I got the chance to work comfortably at home with my kids just around me, having more than enough resources to feed my family and the chance to have a little luxury in life. I believe that GOD heard my prayers of having a job without me going out of the country leaving my family again to look for greener pasture. oDesk dramatically changed my life. Now my sister and some of my friends whom I shared my success has their own piece of story to tell about oDesk too, for they are as well working in oDesk...click here to read more

Another one is a Pinay also working at home, a top writer in oDesk...let's just call her chubskulit or mommy iris...here are her blog & links/URLs

A Journey of A Pinay EntreMOM http://entrepremom.blogspot.com/

Work at Home Philippines http://workathomeph.wordpress.com/


For those who wish to apply for oDesk, here's oDesk's website :
click here: http://www.odesk.com/w/

Have a nice day!

Tips:
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Vision Boards: The blue print of my dream realities (Part 3)

Continuation from Vision Boards: The blue print of my dream realities (Part 2)


Another is I make a movie out of it thru a Movie Maker software. And this is my favorite now...

I am watching my vision boards everywhere I go.

Oh Yes! Thanks to the music/video Ipods and the like and camera/video phones. I will download my vision board story and watch for it when I'm travelling, eating out, waiting in the lines, taking a break, doing nothing, or whenever I'm in the down or when I'm facing a challenge or obstacle so I can be fired up again.

I also burned a copy of it so I can watch it while I eat breakfast and before I sleep.
Power up your vision boards and make them lively! Convert your vision boards into movies. What's good is you can add up your own voice and add your favorite motivating songs. I encourage you to make your own vision boards movie, so, you can watch your dream-reality, too, as well as listen to your own enthusiastic voice while enjoying a motivating and empowering song in the background.

I will greatly appreciate if you share this blog to your family, friends and acquaintances as I love sharing my learnings (mainly because for me to learn). I believe that to teach is to learn.
And also, I welcome those who have created vision boards to please write and share your experiences so as a way of empowering, inspiring and motivating everybody. Your dream-come-true testimonials are in itself a priceless gift you can give to everyone.

Thank you and God bless!

Vision Boards: The blue print of my dream realities (Part 2)

Continuation from Vision Boards: The blue print of my dream realities (Part 1)


How to create vision boards?

Despite the Vision Boards' popularity, many others are still wondering how to create vision boards...

What I am doing is I cut and collect pictures and images of my dreams and desires. Like everyone else, I take time and ask lots of questions of what my desired outcome must be. Are these really the results I want? Are these my dream realities? Will I be content, comfortable and happy once my dreams are manifested? Do I really want living a life having, doing, and being in such realities?

Because I want to be successful in all areas of life such as physical health, material and economic conditions, relational or social, mental development, emotional and spiritual well-being, I'll find answers for each category. Then, I would cut and collect pictures that would represent my dream realities and paste them to any hard-board carton or used folders and posts or hang them in my bedroom walls in the spot where they are the first that I'm going to see when I wake up and the last when I'm going to sleep. Before sleeping, I would imagine and visualize engaging all my senses and feelings as if they are already achieved. And I would pray for these dreams. In my prayers, I am thanking God for giving me such wonderful realities as if I already have it.

Now, because as the world is becoming "techy," I do my vision boards thru computers most of the time. Just the same, I would collect pictures and images from the internet or I take pictures thru my camera phone then I would create vision boards in PowerPoint applying what I am doing above. In the PowerPoint, I paste pictures and images then add text, I would write affirming words beside the pictures. And voila! I have PowerPoint presentations of my vision board.

There are two things that I do with these PowerPoint vision board presentations.

One, I just print them as is and posts them in my favorite spots.

To be continued...click here to read part 3

Vision Boards: The blue print of my dream realities (Part 1)

Hi! Great day to everyone!

Vision Boards are very popular nowadays though even before the hit movie, "the Secret," many are making them and posts them in their favorite spots like bedroom walls/doors, mirrors, cabinet/closet doors, fridge doors, and in places everywhere and anywhere so every time they look at it they are reminded of what they want to be, do or have.

Many thanks to John Assaraf for the dream-come-true testimonials and to the many others who have shared their experiences and testified in the realization of their life's desires coming to life and enjoying the realities of their dreams thru the power of vision boards.

What are vision boards for? Why bother to create one? Why create a vision board?

Habit 2 of the 7 Habits of Highly Effective People states: Begin with the end in mind...
That's exactly what vision boards are for...just as simple as that...like constructing a house...begin with the end in mind...create the house first in a blue print...start with imagination and vision of how the house should end up...detailing the structure of the house, how many rooms should it have, the color to be painted inside and outside the house. We create them in our minds first. Then, we start laying-out the vision in a blue print. For what? Why draw or lay-out them in a blue print? For design, clarity and guidance, right?

Yes, blue prints give us clarity of vision, the design of what we want and serve as reminders of where we want to end up. For us to know where are we at a certain point and where we are heading or going. For us to know if we are on track and to know the next steps or actions to be taken...

So are the vision boards...

Also, gazing at vision boards fire us up. Merely looking at it, engages us to some sort of adventure. The adventures of our minds...the streams of thoughts...the feelings it emits...the joy, the relief, the pride of having, the dignity of accomplishing and the happiness. It makes us become imaginative and feel the dream reality. It makes us use and exercise our senses...seeing...hearing...touching...feeling.

Yes again, vision board engages the law of attraction in our life.


To be continued...click here to read part 2

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HELP Storm KETSANA /Typhoon ONDOY Flood Victims

Last saturday, September 26, 2009, Typhoon Ondoy / Storm Ketsana (international code) hit Metro Manila and other nearby provinces...

News from Inquirer.Net: Floods submerge Metro Manila areas...

...President Gloria Macapagal-Arroyo declared a state of calamity in Metro Manila and in 25 Luzon provinces as heavy rains brought by the storm caused the worst flooding seen in the capital in some 20 years...Close to 2,000 people in different areas in Metro Manila were forced to flee their homes and major thoroughfares were closed to traffic...Flooding was reported in many districts with waters in some areas reaching as high as the rooftops of one-storey buildings, the civil defense office said...click here to read more.

...storm had displaced nearly 280,000 people in Manila and five outlying provinces, with more than 41,000 people in 92 evacuation centers...Local Red Cross chairwoman Gwendolyn Pang said rescuers struggled to reach many areas Saturday, with many highways rendered impassable..."This has never happened before. Almost 80 percent of metropolitan Manila is under water," Pang told AFP...click here for more Inquirer news

We are in need of your help. People are short of food and some are needing medical help. We need funds to be used for food relief, medical emergencies and other emergencies...

Any amount of donation will greatly help us...To contribute any amount, click the donate button. And please pray for the safety of everyone. Many thanks.

Donations channeled here will be given directly to our local baranggay where relief-help-operations are centralized and re-distributed to the flood-stricken constituents.

AND/OR, you may also channel your Donations and Relief Aid to the following:

Commercial Establishments

• PowerPlant Mall accepting donations for ABS-CBN foundation. Dropoff at admin office, P1 level.
• Aranaz Stores in Rockwell & Greenbelt is accepting donations of any kind for Payatas communities affected by Ondoy
• Binalot at Greenbelt 1, call Tetchie Bundalian at (+632922-8573277)
• The Coffee Bean & Tea Leaf will be accepting canned goods, water, clothes, blankets, towels, medicine, and emergency supplies (no cash) in all our branches on behalf of the victims of Typhoon Ondoy starting today until Friday. Your generosity wi…ll be much appreciated during this difficult time for our brothersand sisters in need.
• Luca stores (Rockwell, Shang-rila, Eastwood, or GA towers): Send your old clothes & donations (no cash pls).
• Manor Superclub, Eastwood City will accept goods and other emergency items starting Sunday at 10 am.
• Ministop IBARRA (Espana cor. Blumentritt, Sampaloc Manila) is also accepting relief goods, Food (non-perishable goods only) Clothing, Medicines, Beds, Pillows, Blankets, Emergency Supplies to help Typhoon Ondoy victims.
• Moonshine boutique in Rockwell also accepting relief good to help Ondoy victims in Marikina and Cainta.
• Papemelroti stores in 91 Roces Ave. / Ali Mall Cubao / SM City North EDSA / SM Fairview / SM Megamall / Glorietta 3 in Makati / SM Centerpoint / SM Southmall are accepting relief goods (canned goods / milk / bottled water / clothes – NO CASH pls.)
• R.O.X. – Recreational Outdoor eXchange is accepting donation for relief good for Typhoon Ondoy victims. You can bring it in the store located in B1 building Bonifacio High St., Tel. No. (+632-8564638/39)
• Team Manila stores in Trinoma, Mall of Asia, Jupiter Bel-Air and Rockwell shall be accepting relief goods (Canned Goods, Ready-to-drink Milk,Bottled Water and Clothes) for distribution by Veritas.
• Whitespace 2314 Chino Roces Ave Ext as a Makati drop-off for relief goods.

Socio-Civic Groups / Foundation / Government

• ABS-CBN through Banco de Oro account number 56300-20111 account name: ABS-CBN Foundation Incorporation
• Victory Fort is opening its doors to those affected by the typhoon. Call 813-FORT.
• Akbayan’s taking donations, call 433-69-33/433-68-31 to donate or volunteer.
• Citizens Disaster Response Center (CDRC): Relief goods for typhoon victims being accepted at 72-A Times St., West Triangle, QC. Tel (+632-9299820/22)
• Sen. Kiko Pangilinan is accepting donations @ AGS Bldg Annex, 446 EDSA Guadalupe Viejo. Contact Vina Vargas at (+632917-8081247)
• Luzon Relief: Donations can be brought to RENAISSANCE FITNESS CENTER, 2nd Floor, Bramante Building, Renaissance Towers Ortigas, Meralco Avenue, Pasig City starting MONDAY (Sept.28) / 9am – 7pm Contact Person: Warren Habaluyas (+632929-8713488) or email at luzonrelief@gmail.com
• Miriam Quiambao drop off point: One Orchard Road Building in Eastwood, or messagehttp://www.twitter.com/miriamq for more details.
• Move for Chiz is asking for volunteers and donations at Bay Park Tent, along Roxas Blvd., beside Max Restaurant and Diamond Hotel in Manila, or at Gilas Minipark at Unang Hakbang St., Gilas Q.C.
• NoyMar relief Operations: Clare Amador (+639285205508) or Jana Vicente at +639285205499). Drop off for relief donations is at Balay Expo Center across Farmers Market Cubao.
• Operation Rainbow (Zac Faelnar Camara) at Ayala Alabang Village needs Canned Goods, Ready-To-Eat Food, Bottled Water, Ready-To-Drink Milk/ Juice, Clothing, Blankets, contact (+632-4687991)
• Philippine Army Gym inside Fort Bonifacio or GHQ Gym in Camp Aguinaldo are now distributing donations for Ondoy Victims.
• Philippine National Red Cross‘ different ways to Donate.
• Red Cross Load Donations: Right now the easiest way to make donations from the seat of your chair is via mobile phone load. The Red Cross Rescue and Relief Operations. Text: REDAMOUNT to 2899 (Globe) or 4483 (Smart)
• Relief Efforts for Pasig at Valle Verde 1 Village Park, contact (+632916-4945000, +632917-5273616)
• Sagip Kapamilya hotlines (+632-4132667, +632-4160387) #13 Examiner St. West Triangle, QC. and Scout Mayoran, cor. Morato, near Alex III.
• Tulong Bayan hotlines for donations and volunteers are (+632908-6579998) Marilyn, (+632939-3633436) Jenn (+632-9137122, +632-9136254 & +632-9133306).
• TXTPower now accepts donations via SmartMoney 5577514418667103, GCash 09179751092 and Paypalhttp://is.gd/3GvuN
• World Vision partners with Phil Coast Guard and kind individuals for relief distribution to 3k families. Call (+632-3747618 local 242) or text (+632917-8623209) to help.
• Worldvision Foundation is also accepting donations/volunteers to pack relief goods in QC. For $-donations, BPI:USDacct #4254-0050-08

Schools, Colleges & Universities / Religious Groups

• Assumption College San Lorenzo is now accepting donations. Please drop them off at the AC guardhouse.
• Ateneo de Manila University is now accepting donations for the victims of Ondoy. Donations can be dropped at MVP Lobby. For those stranded/those who need help: To all students who need help or know of people who need help. Please text the name, location, and contact number to (+6329088877166). ATENEO, which is now an open shelter, accepts refugees. Call (+632917-8952792)
• Caritas Manila Office at Jesus St., Pandacan Manila near Nagtahan Bridge (+632-5639298, +632-5639308)
• CFC Center Ortigas is now open for donations in cash or kind. Call (+632-7270682 to 87) or text (+632922-2542819)
• Hillsborough Village Chapel – Water, blankets, shoes, and clothes may be sent to Hillsborough Village Chapel in Muntinlupa City. These will go to families whose houses were washed out in the nearby sitios.
• La Salle Greenhills for Greenhills/Mandaluyong/San Juan Area, if you want to help out with the rescue and relief operations, you can drop off your donations (clothes, food, etc..) at LSGH Gate 2 or volunteer from 9am to receive, sort, repack the donations.
• Our Lady of Pentecost Parish (+632-4342397, +632-9290665) per Gabe Mercado, donations are very much welcome. The Parish is located at 12 F. Dela Rosa corner C. Salvador Sts., Loyola Heights, Quezon City.
• Playschool International in Better Living is open to receive relief goods. Feel free to drop it there for your convenience. No Cash Pls.
• Radio Veritas at Veritas Tower West Ave. Cor EDSA (+632-9257931-40)
• Simbahang Lingkod ng Bayan Task Force Noah, a disaster response arm of the Jesuits, is accepting donations. Please drop it off sa Ateneo Cervini Dorm.
• Katipunan Avenue. Contact Erica Paredes at (+632917-4741930) — they need bread, packed juice, sandwich filling (tuna, chicken, anything) You can help her make them, deliver the sandwiches to her house, or help her distribute! Call for more details.
• Xavier School in San Juan is now accepting donations, please bring to Multipurpose Center (MPC).

Private Citizens / Individuals

• MAKATI: 5729 Calasanz St., Olympia Makati City or call for pick up at (+632-5017405 or +632-7290530) c/o Omel Santos
• SOUTH: Accepting relief goods in SOUTH AREA. Please contact Anne at (+632915-2854240)

People Tracker (using your phones, get your friends and family to turn on their finderservice for you)

• FINDERSERVICE. For Smart, text “wis ” to 386.
• FINDERSERVICE. For Globe, text “find to 7000.

Important: MEDICAL ADVISORY
For all those who’ve come into contact with floodwater, please take your leptospirosis prophylaxis ASAP: 2 capsules doxycycline 100mg. Single dose. Just once. Take with food and avoid taking with dairy products. DO NOT GIVE to children or pregnant women, or those who are allergic. For children and pregnant women, look for alternates via your family doctor. Thanks! (Source: Pao Pei Salvan/ Dr. Jae Salvan.)

Please re-post and/or share to your friends. Many thanks again.

Start Blaming Yourself...You Are The One Who Created Your Poverty

Huh?! How come I am the one who created my poverty?

Remember the softdrink slogan from years or decades ago...

"You are the product of the choices you make"

We are what we think about all day long.
Meaning, we are the results of the belief we held in our thoughts. Study shows that we process around 40,000 to 60,000 random thoughts per day. The dominant thought we have in our mind--the thought we always think about--shapes our universe. This is how our brain-mind operates. The thought we think about are the orders we give to our subsconcious mind. Brain-Mind Researchers and Quantum Physicist already proved that whatever we think consciously are being objectified by the subconscious mind.

Thus, if you always think about poverty or you can not buy this or you can not afford that or convinced your life is dominated by "lack" of abundance, prosperity and wealth. Hence, the only person you should blame is YOU. Whatever happened to us are the results of what we thought about years and decades ago.

Having known how the brain-mind operates, start manifesting the money, the wealth you need or want.

You have the power to change your poverty-stricken life. You have the power to turn your financial life 360-degrees. You have the power to change by shifting your thoughts. De-activate the thoughts which causes to suffer in the past. Activate new thoughts. And CHOOSE your thoughts well.

Choose your outcome by choosing rich-producing thoughts. Choose abundance instead of poverty.

Increase Blogging Traffic

I am blogging for quite some time now. Though my blog is my notepad, I also want people to drop by and read my notes and articles here. How will I increase the number of visitors to drop by here?

Good thing, as I was visiting other blogsites I notice the buttons of "LinkReferral.Com" as shown below

When I visited "LinkReferral.Com" site...this is what caught my attention...
...You can expect to receive 20-60 extra visitors a day of people who specifically chose your site to visit from a modest amount of daily participation and that number is growing daily as more members are participating in the program.

Wow! This is great! So I signed up right away and in minutes visitors are dropping by.

Thanks to LinkReferral.Com!

Click here to go to LinkReferral.Com or Click to buttons above or those in the side bar.

And, I am inviting you to join if you are serious in increasing your blog traffic and page views! Here's my referral ID, please click this link:

http://www.linkreferral.com/adwel.pl?oldrefid=265016

Have a nice day to every one :) :) :)

Pareto or 80/20 Principle Applied To Passive and Active Income

The Pareto or 80/20 Principle may also be applied to our Passive and Active Income.

Pareto or 80/20 Principle states that a small number or 20% of the causes are responsible for a large percentage or 80% of the effects.

It is suggested that we live within the 80% of our total income. Use this 80% to support all our basic needs such as food, shelter, clothing and all the necessary expenses to support our lifestyle and taxes.

We set aside the remaining 20% of our total income to fund in building our empire.

Tips!
This 20% may be invested in Treasury Bills or T-bills. T-Bills earn interest more than a bank offers. Maybe we roll them every 3 months or more.

Happy Grand Parents Day

Happy Grand Parents Day

Separating Needs from Wants

In today's economy, we must learn how to economize.

It is important that we define and separate our needs from our wants.

Needs are those supports our basic existence. While wants are those needs but bought/acquired extravagantly or expensively.

Example, say, we are hungry and we are in need of food, we can eat on budget of P100 per meal however we choose to savour foods costing us P1,000 per meal. Foods cooked at home are simple, yes! But it is also nutritious and coming from the labor of our loved ones who cooked for us.

Tips:
Before we spend what we earned, let's put in mind to set aside our savings first then expenses last. Simply put: Income less Savings = Expenses*


*Thanks to Mr. Colayco's idea

Being Good In School...Not A Guarantee For Success!

We were told that if we work hard, go to school, and get great grades, we will do well in life.

Well...well...well...

We know these "advice" do not work.

We know people who work so hard and still end up struggling.

We know college graduates who do not have jobs.

We know "laudes" who ended up as rank-and-file or worst assistants.

These advice are obsolete, therefore, now a bunch of crap.

It's time to step in the here and now, quantum physicist and brain-mind scientist/researchers have already uncovered a few years back, the potentials of the human brain and mind. Start using this information.

Law of GOYA

GOYA stands for

Get
Off
Your
Ass

We have to do something daily which will make us move toward our goals and dreams.

Law of GOYA does not need any more explanation.

Just be in A-C-T-I-O-N

Manage Earnings! Divide Income by 3

Divide Earnings by 3?!

Yes!

Divide your income by 3.

Alot the first 1/3 for the expenses from the pay period you receive your income up to the day before you will receive your next pay.

The 2nd 1/3, set this aside and save it for the next 1 to 2 years basic expenses.

The last 1/3, set this aside, save and invest it to income generating assets/properties.

Maximization: Reduce Expense - Increase Income

Think of ways to cut or reduce expenses.

These ideas are...

• Choose a lifestyle

• Buy only when you need to, but buy the best you can afford

• Read all saving tips and follow good ones

One way to increase income is CONTINUE SAVING and INVEST YOUR SAVINGS to income-generating assets or properties.

Law of Giving

You Get What You Give!

Yes! It's true we get what we give.

When we are working we are giving our services in return we are getting compensation.

When we are giving love and respect in return we are getting harmony and peace in our hearts.

When we are giving money to the less fortunate in return we are getting more blessings.

When we are giving anger and jealousy in return we are getting enemy and bitterness.

We are reaping what we sow!

So, from today and onwards, I will choose what I will receive by becoming conscious of what I give.

Basics of Investments and Investing

Investments could be in paper-asset investing or real/estate investing.

Paper Asset Investments are...

• Government Bonds and Securities

• Corporate Bonds and Securities

• Bank Deposits

• Pension Plans

• Stock Market

• Pooled Investments/Mutual Funds

Real/Estate Investments are...

• Apartments

• Condominiums

• Real Properties/Estate Properties

What to do in our set “Building-My-Empire” Time?

First, we do URL.

We do Unlearning, Relearning and Learning.

Then, we determine what we want in life.

We determine where we are going.

Then, we make and draw our game plan or battle plan.

Then, we take action and perform!

Law of Action

By Law of Action, we water and nurture the seeds so they will fully grow and blossom. We take action and perform until we get our dreams!

Wise Money Borrowings

Remember it is not bad to borrow money.

Just that you have to study well your capability to pay the cost of your borrowings including the effective interest rates.

If you borrow, ensure you have the capacity to pay for them. Buy only for your needs and not just for a show off of what you bought to others.

Income Source: Internet Marketing

Internet Marketing is still young in the Philippines.

Very few do the marketing in the internet or in the world-wide-web.

Philippine companies still do not have marketing arms promoting in the world-wide-web.

Ask the marketing department of any company or any event organizers and be their internet marketer.

Announce and promote their events or whatever the companies wants you to promote in the forums and chat rooms.

Of course, before you do marketing in the internet, negotiate for your compensation first on how you are going to be paid.

Income Source: Blogging

Hey, bloggers!

Earn while blogging.

Create an account in bloggers.com and add Google Adsense banners in your blogs.

While you are sleeping, there are some insomniacs who kill time browsing the world-wide-web, once they spotted your blogspot in your bloggers.com account, Presto! Additional dollars are raining in your life.

Income Source: Sidelines

While we are actively or passively earning, we may add more income streams to our already growing empire.

On the side, we may do one or all of the following:

• Blogging

• Internet Marketing

First Things First: Know Your Financial Standing

Know these first...

• What are the assets and other financial resources you have now

• How much debts and other financial liabilities/obligations you have now

• How much is your networth now (Networth = Assets less Liabilities)

• How much earnings you are generating now

• How much are your spendings now

• How much you need to spend for the lifestyle you choose to live

Tips:
Prepare your master budget plan periodically.

Law of Vibration

My "The Great Law" article explains that...

...a solid object appears only as if solid.
And that everything vibrates.
Thus, Everything is Energy...

So, both the physical and non-physical characteristics of our universe are made up of energy and intelligence that vibrates. Meaning, nothing relaxes and rests. Everything vibrates. And the difference between the physical and the non-physical is the rate of vibration.
Law of Vibration is responsible for the difference between what we can see with our naked eyes, like our body, for example, and those which we cannot see but is there, like air and wind.

When we say that everything is energy, this includes our thoughts and feelings. This is why we hear some people say that "thoughts are things." They are.

We can literally change any part of our reality by shifting our thoughts and feelings.

Some of us may say, "I can't help what I feel!"

Natural laws are there. They exist (whether we are born or not) and acceptance of these natural laws will lead us to view the occurrences in our life with a powerful sense of detachment.

We'll begin to see that "everything happens exactly the way it's supposed to...even though there are some experiences that aren't to our liking"

We CAN help what we feel. And the sooner we get hold of what triggers our feelings, the sooner we'll be getting our wildest dreams.

So, let's surrender our resistance and accept the wonderful perfection of the universe. There's an enormous payoff, and it has everything to do with the energy of our thinking and feelings.

Reflection: How We End Up With So Much Debt

How We End Up With So Much Debt?

Because of Unmanaged Credit Card Spendings.
How to get out?

• Sit down, talk with your family and discuss about family's financial standing.

• Use all the money you have in paying credit card debts but do not forget to keep enough for your basic needs.

• Tighten your belts, and avoid spending for the time being until you fully paid the credit card debt.

• Sell assets which are not so important to keep and use your proceeds to pay your credit card debt promptly.

• Negotiate with the credit card company. Surrender your credit card and request to reduce the payment.

• Do this and get out fast.

Every Master Was Once A Disaster

Every Master Was Once A Disaster
-T. Harv Eker

It is recession! Yes it is.

Probably, you lost your job or in the brink of losing your job.

Scary! Yes it is.

Look at the brighter side. No job. Meaning, it is our chance and explore the possibilities of becoming financially free.

Becoming rich is not as much about getting financially rich.

It is about growing and developing yourself.

Our outer world is the reflection of our inner world.

Our circumstances, events and conditions are the results of what is in our inner mind.

Our outside universe is the effects of our cause in our mental and spiritual universe.

Every Master Was Once A Disaster

Every Master Was Once A Disaster
-T. Harv Eker

It is recession! Yes it is.
Probably, you lost your job or in the brink of losing your job.

Scary! Yes it is.

Look at the brighter side. No job. Meaning, it is our chance and explore the possibilities of becoming financially free.

Becoming rich is not as much about getting financially rich.

It is about growing and developing yourself.

Our outer world is the reflection of our inner world.

Our circumstances, events and conditions are the results of what is in our inner mind.

Our outside universe is the effects of our cause in our mental and spiritual universe.

Accounting 101: How To Interpret Your Networth?

How To Interpret Your Networth?

One of the important things to remember in Accounting 101 is that we know how to read or interpret what the numbers are telling us.

Typically, it is a G-O-O-D sign when…

Our Networth are bigger than our Liabilities.

It spells D-A-N-G-E-R when…

Our Liabilities are bigger than our Networth.

The GREAT Law (continued)

Still in awe?
Still at a lost?
Still can not believe it ?

EVERYTHING is ENERGY?!?!

A solid object vibrates and changes?

A solid object changes and vibrates?

Uh! huh!

Yes! Yeah! Yup!

A solid object vibrates and changes.
A solid object changes and vibrates.

Ever wonder why new things becomes old?
Ever wonder why new things becomes brittle?
Didn't it occur to us that the natural wear and tear of things prove that everything vibrates and changes?

Even stones and rocks vibrate and change. Just that it is not very obvious. After, years and decades, we know that the stone or rock we saw years and decades ago do not have the same size or shape as they are now. Slowly, stones and rocks change. Stones and rocks only appear as if solid.

How Is Your Networth Look Like?